I am a dedicated professional with experience in the fields of procurement, relationship management, and credit risk. After gaining valuable insights as a junior procurement officer for 9 months at Nepal's leading automobile sector Sipradi Trading (P)Ltd., I transitioned to the role of Relationship officer in the Loan and Recovery Department at NBFI M.A.W. Hire Purchase (P)Ltd. licensed by Nepal Rastra Bank. I successfully navigated the challenges posed by the COVID breakout in the market and contributed to the growth and success of the organization for 2 years. Currently, I am also serving as a Credit Risk Officer, where I utilize my expertise to assess and manage credit risks effectively. With a strong track record of delivering results and a passion for building relationships and assessments for credit plans and policies, I am committed to driving success and mitigating risks within the financial industry.