Led the planning, development and implementation of new programs, strategies, processes, products and services for Cash America, Super Pawn and Cashland store fronts across the U.S.• Designed, developed and implemented a new auto lending product, resulting in a $7M portfolio with $1M in revenue first year• Created and developed new installment lending product, a new platform for the organization • Improved shop efficiency with the development and implementation of new employee staffing model and scheduler• Enhanced in-store experience with design and implementation of "Store of the Future" concept

Managed the Non-Foods and Tobacco product assortment and pricing strategies for all U.S. stores• Recruited, trained and led team of Category Managers responsible for achieving & exceeded annual sales budget of $3.2B and gross profit of $795M; represented 24% of all U.S. merchandising profits• Assigned and led special team to Optimize Total Store GP; worked cross-functionally with Marketing, Field Operations, Strategic Planning and Merchandise Intelligence teams to drive additional transaction counts to stores and optimize consumer market basket• Identified, tested and implemented new businesses resulting in an incremental $11.8M in sales and $5.4M in GP annually

Led a team of Category and regional Fresh Food Managers in the development of daily delivered proprietary fresh foods for the U.S. and Canada• Coached/trained Fresh Food Managers on new product development focusing on regional distinctions across eastern seaboard. Worked cross-functionally with commissary/bakery partners, logistics and field operations to improve infrastructure and execution. Grew profits 8% in 2007• Led a team of Category and Fresh Food Operations Managers in establishing and managing the fresh food product assortment for the U.S. and Canada, growing profits by 4.3% in 2006• Improved vendor relationships and cost of goods with 17 Bakery/Commissary partners. Assisted in developing the re-structure of the Fresh Foods organization to support a regional focus for 2007

Delivered innovation and growth of the hot beverage category in the U.S. with sales of $455M and the #2 GP$ producer for the organization at $324M annually• Grew yearly sales and profits with 2004 being a record year; improved sales by $38M, +9.2%, and GP$ by $25M, +8.3%• Developed new proprietary products, including Cafe Combinations program, coffee blends, branded cocoas/cappuccinos, iced coffees and cups/lids• Sourced new suppliers and conducted vendor negotiations for lowest possible cost of goods while improving product quality; incremental $5M in GP$• Obtained and managed capital budget of $25M for multiple projects, including design/development of a new hot beverage delivery system

Merchandise Manager, Jamesburg NJ (1999-2001)• Managed Tobacco, Non-Foods, Alcohol and Services categories for the Northeast region• Supervised and managed development of non-foods merchandisers• Sourced and managed local suppliers for improved product assortment and lower cost of goodsGasoline Manager and Merchandiser, Willow Grove PA (1997-1999)• Managed all gasoline facilities in the MidAtlantic and Northeast regions, to include: pricing strategies, acquisitions, re-imaging, environmental compliance, construction scopes of work• Managed the Services category which included the introduction of pre-paid phones and cardsAssistant Market Manager, Vorhees NJ (1993-1997)• Business consultant for group of franchised and corporate stores while assisting in the development/training of other Field Consultants and Management Trainees• Analysis of P&L statements, led store changeovers, back-up support for Market ManagerField Consultant, NJ and PA (1987-1993)• Business consultant for several 8-10 store franchised subgroups; grew sales and profits for both franchisees and 7-Eleven