Vice President, Credit Review Officer
Current• Conducts and periodically leads target portfolio specialized reviews throughout NBH Bank and its Divisions.• Prepares Client Credit Review Reports to assess risk and credit quality of client relationships as well as portfolio risk.• Audits compliance with Bank policies and procedures and government regulations.• Analyzes financial statements and tax returns to determine cash flow and repayment ability.• Evaluates collateral to determine accurate valuation and ensure proper… Show more • Conducts and periodically leads target portfolio specialized reviews throughout NBH Bank and its Divisions.• Prepares Client Credit Review Reports to assess risk and credit quality of client relationships as well as portfolio risk.• Audits compliance with Bank policies and procedures and government regulations.• Analyzes financial statements and tax returns to determine cash flow and repayment ability.• Evaluates collateral to determine accurate valuation and ensure proper perfection.• Confirms risk ratings accuracy as an independent auditor. Show less