Support initiatives specializing in fintech, banking, financial services, product innovation, and long-term strategy

Contributing author using strategic foresight to predict the societal and business impacts of technology from financial services, transportation and media

Guest lecturer and student support for Strategic Foresight and Predicting the Future of Technology class

Enterprise-level strategy and executive workshops: Lead product and design teams in engagements to evangelize Visa’s global point of view on the future of commerce, design best in class customer-centric experiences, and develop new product solutions • Launched future foresight practice with Visa's perspective of the future of payments innovation for 3000+ partners • Identified and designed Moments that Matter experiences for affluent young professionals for a top 10 US bank • Developed global Visa Business Services Innovation narrative to address a $120T market opportunity

Management consultant helping companies drive value from technology• Submitted article to Harvard Business Review on developing multisided networks• Created digital transformation proposal to capture $1B in value by turning a commercial bank into a data business• Structured go to market messaging for customer journey-based organization

Designed network infrastructure to take group payments from concept to viable payments venture• Semi-finalist in NYU Stern New Venture Competition• NYU Entrepreneurs Festival people’s choiceSuitePay aims to solve the issue of bill payments between multiple roommates. The roommates of an apartment sync all of the bills, shared subscriptions, etc. into the app. Our algorithm calculates the respective amount due by each of the roommates. They pay off their portion of the balance into SuitePay through their own private profiles using checking accounts, Venmo, credit cards, etc. We then pool this money into one financial vehicle and enact the payments on behalf of the group as a single entity. However focused on this specific niche market for our beginnings, the solution is robust and scalable to any & all group payment opportunities in markets around the globe.

Developed vision of joint Personal Finance and Wealth Management digital products for a retail bank• Identified and established relations with FinTechs, analyzing innovative features and business models to help client achieve “next best financial action” for 30M+ customers

Management consultant to multinational banks and retailers focusing on strategy, innovation, and product development• Built mobile banking and payments roadmap to grow balances by €300M for leading Spanish bank• Designed development plan for person to person payments for leading Portuguese bank• Envisioned checkout experience for leading global hypermarket, resulting in €200K implementation• Led new product development, targeting 2.6M existing customers for a leading Nordic airline• Designed and implemented lifecycle marketing engine for onboarding 1.2M Portuguese cardholders

Led engagements specializing in corporate strategy, product development, and innovation, generating insights through big data analyses and market assessments• 1st place in Take Initiative Global Entrepreneurship Hackathon and Big Data Ideation winner • Built practice delivering innovation workshops to Fortune 100 banks and retailers• Managed cross-functional teams of 1-5 data scientists

Product Innovation and Customer Insights group• Performed big data analysis and devised targeted roll out of cross-border EMV Chip cards in USA, identifying opportunity of $1.4B new volume• Redesigned the point-of-sale experience for two international retailers with $400B and $30B in revenue respectively; gathered, identified, and synthesized recommendations to senior management

• Developed first draft of original application for credit limits• Evaluated financial and non financial impact of potential delays and liquidated damages to proposed deals• Benchmarked new deals against comparable deals, analyzing reliability of cash flows and potential exposures• Reviewed original financials, litigation, audited performance and evaluated existing deals• Reviewed, analyzed, evaluated, summarized and presented proposed amendments • Participated in deal presentation and question and answer session • Interfaced with deal originators, engineers and lawyers

* Researched and Implemented next generation bar coding system for main plant tool room• Optimized and Improved current reader system for speed and reliability • Investigated pressurized coolant pump to evaluate repair or replacement * Interface with software system manufacturer, M&TE Specs, tool room mechanic, utility workers

* Designed functionality and configured and implemented the next generation of IT workstations * Provided real-time troubleshooting support through personal visits, telephone inquiries, and remote terminal access * Carried out software and hardware updates and upgrades, including proper documentation updates * Executed daily financial applications balancing incoming and outgoing accounts for regional offices• Observed trading room

• Implemented new contact policy by identifying and contacting primary media members - inputted their information into a database and presented project to senior management • Researched, compiled, ranked, and presented study on vending companies in key sectors of the credit card industry• Updated vendor database by adding credit card-related product vendors and posting corresponding contact information• Organized electronic database and supporting legal documentation for non-disclosure agreements