Krishna Raj
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Krishna Raj Email & Phone Number

Credit Risk @ Chime | Georgia Tech | PayPal | EXL at Chime
Location: San Francisco, California, United States 6 work roles 2 schools
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✓ Verified May 2026 3 data sources Profile completeness 100%

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Current company
Role
Credit Risk @ Chime | Georgia Tech | PayPal | EXL
Location
San Francisco, California, United States
Company size

Who is Krishna Raj? Overview

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Quick answer

Krishna Raj is listed as Credit Risk @ Chime | Georgia Tech | PayPal | EXL at Chime, a company with 659 employees, based in San Francisco, California, United States. AeroLeads shows a matched LinkedIn profile for Krishna Raj.

Krishna Raj previously worked as Credit Risk Analyst at Chime and Credit Risk Analyst Intern at Chime. Krishna Raj holds Master Of Science - Ms, Computational Data Analytics from Georgia Institute Of Technology.

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Email format at Chime

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Chime

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Profile bio

About Krishna Raj

Hello, I'm a graduate student specializing in Computational Data Analytics at Georgia Tech. My background is in FinTech and banking analytics, with four years of work experience in the field at EXL Service and PayPal, focusing on Risk, Credit Risk, and Product Analytics. My key strengths lie in my ability to translate complex data into actionable insights and in driving data-driven decision-making processes.Main Skills: • Statistics and Math: Advanced background in Statistics and Math, including Hypothesis Testing, Engineering Optimization, Machine Learning, Probabilistic Modelling, and Simulation. • Data Analysis and Strategy Tools: Profound experience with rigorous quantitative analyses, root cause analysis, cohort analysis, causal inference, A/B testing, risk mitigation, credit risk analytics, and strategy implementation through rule writing • Programming: Skilled in SQL (BigQuery, MySQL), and experienced in Python (Pandas, NumPy, scikit-learn, Jupyter Notebooks), SAS, R, and C++ • Business Intelligence: Developed automated Tableau reports and created comprehensive dashboards to assess the impact of strategic changes and experiments • Databases: ER Diagrams, Normalization, GCP, Teradata, Azure, AWS • Communication: Four years of experience presenting technical and analytical work to both technical and non-technical audiences• Collaboration: Four years of cross-functional teamwork, closely working with Product Managers, Software Engineers, Customer Success Managers, Operations, Sales, Legal, and Marketing to drive cohesive strategy implementation outcomesGitHub link: https://github.com/kraj34

Listed skills include Matlab, Python, Microsoft Office, Solidworks, and 14 others.

Current workplace

Krishna Raj's current company

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Chime
Chime
Credit Risk @ Chime | Georgia Tech | PayPal | EXL
san francisco, california, united states
Website
Employees
659
AeroLeads page
6 roles

Krishna Raj work experience

A career timeline built from the work history available for this profile.

Credit Risk Analyst

Current

San Francisco, California, United States

Aug 2024 - Present

Credit Risk Analyst Intern

San Francisco, California, United States

Credit risk strategy for MyPay

May 2024 - Aug 2024

Data Analyst 2

Bengaluru, Karnataka, India

Worked in the Resolutions and Protections team, I leveraged analytics to enhance the buyer and seller dispute experience while also optimizing PayPal margins and decreasing losses.- Risk strategies to mitigate chargeback & disputes losses- Optimizing dispute processes- A/B testing to improve dispute filing experience - Data Pipelines to improve query.

Jun 2021 - Jun 2023

Consultant 1

Exl

Gurugram, Haryana, India

Developed customized strategies to optimize credit risk for $2Bn lending portfolio of a Top 5 US Bank.- Credit Tightening and Expansion strategies - Robust monitoring of delinquencies and losses- Ad-hoc analysis - Experimental design for assessing risk of treatment populations- Mentored Junior teammates

Apr 2021 - Jun 2021

Business Analyst

Exl

Gurgaon, India

Aug 2019 - Mar 2021

Summer Internship

Hbl Power Systems Ltd.

Hyderabad, India

May 2017 - Jul 2017
Team & coworkers

Colleagues at Chime

Other employees you can reach at chimecard.com. View company contacts for 659 employees →

2 education records

Krishna Raj education

Master Of Science - Ms, Computational Data Analytics

Grade : 4.0/4.0 Coursework Fall'23 Regression Analysis and Statistical Modelling Analytical Modelling Computing for Data Analytics.

FAQ

Frequently asked questions about Krishna Raj

Quick answers generated from the profile data available on this page.

What company does Krishna Raj work for?

Krishna Raj works for Chime.

What is Krishna Raj's role at Chime?

Krishna Raj is listed as Credit Risk @ Chime | Georgia Tech | PayPal | EXL at Chime.

Where is Krishna Raj based?

Krishna Raj is based in San Francisco, California, United States while working with Chime.

What companies has Krishna Raj worked for?

Krishna Raj has worked for Chime, Paypal, Exl, and Hbl Power Systems Ltd..

Who are Krishna Raj's colleagues at Chime?

Krishna Raj's colleagues at Chime include Paola Urbina, Brendan White, Wisdom Chinonso, Michelle Armstrong, and Colin Alexander.

How can I contact Krishna Raj?

You can use AeroLeads to view verified contact signals for Krishna Raj at Chime, including work email, phone, and LinkedIn data when available.

What schools did Krishna Raj attend?

Krishna Raj holds Master Of Science - Ms, Computational Data Analytics from Georgia Institute Of Technology.

What skills is Krishna Raj known for?

Krishna Raj is listed with skills including Matlab, Python, Microsoft Office, Solidworks, Microsoft Word, Sql, Research, and Microsoft Excel.

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