Partnering side by side with clients on understanding their overall financial picture to create solutions to meet their financial goals. Partnering with the wealth advisors to create financial plans in various areas such as retirement planning, tax planning, estate planning and college planning for our clients.

Financial Planning

• Assisting in aggregating client assets in financial planning and CRM software, and servicing operational support during and in preparation of client meetings • Maintaining and deepening existing client relationships through continous support, credibility and rapport• Cultivate new client relationships• Support Financial Advisor regarding asset allocation, case design, and financial planning• Provide daily management of client's needs for insurance and operations• Collaboration with team, custodians, and broker dealer to maintain existing relationships and resolve client issues• Identify asset retention opportunities; including viable alternatives when traditional solutions may not apply• Build and maintain new and existing client financial strategies and plans within software• Expertise in software used for financial planning e-Money / Wealth Vision

• Induction training and professional development courses that provides the foundational knowledge necessary to prepare you for rotational experiences• Cross-functional work experience through a series of rotations• Learning and development opportunities, including technical training which will help throughout your career• Formal Credit Training• Exposure to bank executives and leadership throughout the organization• Completion of a Business Project with performance feedback• Mentoring activities• Community service and teambuilding activities• First Rotation: Commercial Lending - Business Banking - Credit Analyst• Second Rotation: Retail Project Management - Quality Assurance• Third Rotation: Private Banking• Fourth Rotation: Wealth Management

• Trust Operations - Account Opening/Closing, Regulatory and Compliance functions• Land Trust - General understanding of Land Trust openings and closings, created Deeds, worked closely with the Chief Land Trust Officer on certain Land Trusts• Employee Benefit Operations - Developed an understanding of the contribution process, loan processing, withdrawals, and plan analysis• Investments - Overview of investment basics and strategies, worked on small projects for Chief Investment Officer, Learned the different asset allocations and strategies• Trust Administration - Overview of the different trusts, guardianships, special needs trusts. • Relationship Management - Overview of sales and relationship management. Overview of sales process • Project Management - Various projects held with the wealth management division.

• Underwriting loan requests from Private Bankers• Attending sales calls and conferences for new and existing clients• Gathering and evaluating information about the client's financial situation to recommend the client's objectives

• Review consumer loan applications to ensure all are complete and accurate, consistent with terms and conditions of lending approval, in compliance with federal and state regulations (Reg B, TRID, e-sign act) and distributed according to established service level agreements • Responsible for reviewing accurate HMDA data entry on all loan application received• Prepare reports and work with retail management to define and implement quality controls• Track quality control findings and provide feedback to Retail Management• Communicate with bankers, as to the appropriate documentation needed to clear application exceptions• Maintain communication with loan officers on status updates and/or changes to the loan file as needed• Assist in training of new staff and assist co-workers when needed• Manage the daily activities of the QA Team and carry out supervisory responsibilities according to FMB Policies.

• Contribute to the underwriting process by preparing financial data for C&I (Commercial and Industrial loan presentations)• Gain field experience by participating in client meetings and taking business tours• Attend and observe loan committee meetings• Spread financials into spreading software Optimist, test covenants, and test borrowing base certificates

• Assist customers with golf services• Maintain inventory within the golf shop• Open and close facility, assuring security• Interact with customers at McQ’s Sports Dome• Part-Time Pro-Shop Assistant

• Shadowed credit analysts and lending staff to prepare credit write-ups and financial analysis• Apprehend basic lending practices• Keyed financial spreads into Moody’s software• Interpreted loan approvals and entered file information into databases• Attended work shops develop technical and soft skills related to best industry practices• Worked closely with a credit analyst on a credit presentation that was $4MM ACE• Business innovation project involving a new system for credit approvals

• Conducted research for industry analysis and competitor profiles• Organized information for consultant• Collaborate with other interns to analyze the industry

• Interacted with residents to explain Village rules and regulations• Entered and calculated data for permits and regulations into Microsoft • Gained valuable insight on how to explain the services the Village offered to customers