Lead a team of 3 to manage FPA activities around PayPal's SMB business covering Branded XO and Card ProcessingCreating process and forecast models bringing insights into direct merchant v Partner integrationPartner with commercial/GTM teams on SMB margin optimization efforts

Managed an analyst to consolidate Consumer product financials and explain overall drivers for executive presentationsCreate a consolidated process for reporting key revenue initiatives across Product Org and explain key KPIs for prioritization decision by Chief Product OfficerWork with cross-functional teams (controllership, product finance) to create a deep-dive on monthly close analysis

Finance Manager - Payments ecosystem || Provide finance and analytics support for payment partnership (acquirers, processors, networks and banks), issuer/bank partnership and card issuance portfolioPayment partnership support includes -Maintaining commercials and contract analysis of payment partnersCreating business case and optimizing contract terms for existing and new relationshipsProviding performance tracking for existing contractsEnsuring adherence of network contract terms and timely execution for volume incentivesIssuer/Bank platform support includes -Creating financial forecast for account linking product featureMaintaining dashboards and providing analytical support for product launches and enhancements across multiple issuersCreate holistic view of bank partnership platform combining account linking, Pay with Rewards, Rewards earn, Partner marketing and Issuer approval rate improvementCard issuance support includes -Maintaining shadow P&L for total issuance and tokenization productsProvide unit economics support for multiple enterprise initiatives

Consolidated global PayPal transaction expense and transaction loss inputs for the corporate FPA tasks: weekly EPS updates, monthly business review with CEO, senior leadership team updates and board of director’s deckCreated a centralized model to analyze variance for volume, revenue and margin details by product hierarchy and regionAnalyze drivers for top-of-the-funnel and financial metrics to create earnings binder report for the CFO during analyst callProvided input models to tax and treasury team; PBT by legal entity, OI by currency and FCF inputsAutomated the process of archiving volume based expense data between reporting systemsMaintain currency rates in the FX model and consolidate the external reporting P&L

Manage the $14B total US e-commerce P&L reporting: month end reporting, weekly financial forecasting and adhoc tasksCoordinate with merchant and ops finance team to analyze weekly forecasting process of $11B Walmart.com business.Create daily sales report for total US ecommerce business that is distributed to CXO level management.Liaised with multiple teams to create a native app that gives visibility of business drivers to the CEO.Translate the detailed total US ecommerce P&L into a 5 line financial statement submission to Walmart corporate.Mentored an analyst to streamline financial data into Essbase from new acquisitions and automate the reporting process.Coordinate with accounting and Essbase team to lock forecasted data for month end reporting activity.

Reporting tasks Provided revenue variance explanations for profitability reports and Executive presentation. Performed data analysis and financial modelling for variance analysis. Reconciled monthly journal entries in Hyperion Smartview for GL discrepancies during month – end accrual process. Performed month end data load and extraction process in SQL database for updating tables and metrics. Finance liaison for creating quarterly Visa, MasterCard Association network’s revenue and volume reporting files.Financial Planning tasks Analyzed historical data to prepare yearly budget and quarterly forecasts for TSYS Merchant Solution’s (TMS) entities worth $250M using Hyperion Planning. Provided revenue updates of annual 5 year strategic outlook for Board of Directors’ presentation. Created models for analyzing revenue impact for product initiatives worth ~$4M. Created Transaction Delivery Services forecast, the biggest expense driver, based off volume projections.Pricing Analysis Analyzed merchant statements to provide pricing optimization for prospective merchants and increase margin by 10bp

Financial and Strategy Consultancy• Performed due diligence and researched demographic, economic and social profiles to diagnose cause of underperforming Buckeye branch and provided recommendation of prospective industries and cities for future expansion.• Analyzed loan figures and earnings profile to mitigate loss and provide solution to generate $20MM in 2 years.

Applied for Letter of Credit, maintained supplier payment data, confirmed Bill of Lading documents and Bill of Exchange and performed discounting process to facilitate supplier payment.Performed sensitivity analysis to prepare Financial Projections and loan repayment schedule for Concrete Segment Pre - cast Yard 03 - 04 project and construction of 25 turbines worth $16.67MM.Created daily cash - credit account position statements to analyze liquidity status for weekly funding requirements.Analyzed and used various hedging tools - forward contracts and options deals to mitigate risks of foreign currency Letter of Credit and Buyer's Credit applications.Analyzed Quarterly Income Statement and cash - flows to prepare financial projections for FY '11 - '12.

Analyzing and detecting areas on campus for implementing energy savings measure.Liaised with Facilities and Services department to create strategy for energy savings and energy auditing.

HSBC Banking Europe Upgrade project• Executed “Chargeback” and “Account Transfer” high risk test cases, resulting in detecting 15% of overall critical defects with severe business impact and improved functionality process.• Liaised with various IT and business contacts for gathering sufficient information, prepared the test plan within a week with business signoff, saving in project expense by avoiding delaysHSBC Banking Middle East Debit Card Implementation• Led a team of 6 and implemented Debit Cards in UAE, Bahrain and Qatar for over 4 million customers by focusing on testing of payment processing, loyalty schemes, dispute settlement and PIN mailers.• Analyzed and compiled finance reconciliation reports for UAE business, leading to additional business from clients in Qatar and Bahrain.• Appointed as the off - shore coordinator, resolved internal team conflicts, outstanding defects with support teams, thereby guaranteeing project execution and two more level 4 engagement projects.Personal Internet Banking; e-commerce facility for Czech Republic and Poland • Lead a team of 4 to implement Internet Banking facility by verifying account opening, account setup, secure verification login, money transfer and personal message alert system functions.• Negotiated with management to allow vendor resources to work from internal office premises, enabling access to software needed for project execution, resulting in higher customer satisfaction ratings of 2.5/5.