Software Testing & Project Management professional offering 21 years of experience with roles distinguished by commended performance and proven results in executing projects using Agile and Waterfall Methodologies across Retail banking & Cards Domain. Experience in production support of Retail banking products, Change release, new roll-outs. Product testing of Fiserv Card Payment & Settlement, UBS -Universal Banking System (Online-Retail Banking), Lakshmi Banking Solution - LBS (Retail Banking), Service Branch Automation (NEFT Payment & Settlement System), Flex-Cube (Retail Banking), and e-Spear (Investment banking & Securities). Expert in Payment testing (Indian, SEPA, SWIFT, ISO messages), Cards Payment & Settlement, POS - Terminal Device Certification, Data base Conversion Testing, ETL Testing, Automation testing, Validation Testing and Compatibility Testing.