Mr. Kumar Parimal 🇮🇳 Email & Phone Number

Jamtara, Jharkhand, India

Jamtara, Jharkhand, India

CUSTOMER SERVICE PART: 🤝Account Opening || Processing ReKYC ||New Customers Acquisition & Retention while providing quality services one to one and tailoring suitable banking products as per their requirements.#For Investment💸 FDs/RDs/MFs/LIs/Govt. Schemes#Liabilities Part🫰CASA/Govt. Business-TASC Accounts /HNI#INITIATIVE PART:🌟Organizing Financial Awareness, Banking Habits and Investment understanding Campaigns at Colleges, Govt. Dept., High Schools to make them more conscious about their requirements while getting probable prospects.

Sikar, Rajasthan, India

Being a Deputy Manager @ ICICI BANK'S Debt Service Management Group, working and curing the delinquent customers portfolio of 30Cr+ rupees. Managing a team of 12 members and 2 Districs through them collecting and educating CIBIL impacts to delinquent customers where they forgot thier priority of timely repayment, availing facilities of bank loans in both secured and unsecured loans(PL/TW/Auto/CB/BL), funds deposition within TAT and monthly audit review of vendors. Regular Customers meet & councelling, making strategies to lessen 90+ DPD cases so that NPA tagging not happen, legal filling-Civil Suit,Sec.138,SARFAESI, DRT etc, write off cases resolution, cross selling banking products and encouraging team to outperform their last month targets. - During FY 21-23 Reduced around 4Cr. write off Pool-4times among 3 Top DMs collecting highest MTD in EMCT Monthly DPL Event (2022-23)-Representing Bank before ACJM of Sikar Civil Court as POA holder in legal filed cases-Handling Campaign for PNPA reduction for teamR1 after inventing and successfully executing 1.3 Scheme in Retail Loans in my base & spokes locations-Taking Team R1 responsibility and work altogether the 4mangers team in 10+ districts to get place in leaderboard of DIY Campaign for Digital Payment initiative in Jan2023 & April23. Only team whose all Managers got the achievement altogether.

Sikar, Rajasthan, India

Arrah, Bihar

Completed a project on Working Capital Management in Banks and Financial Ratio Analysis of SBI from 2015-2019. It was a good time to execute practically those things whatever I read.Besides this, also go through MSME working capital financed for local businesses during 2016-19 while going through their balance sheets , be a part of KCC loan collection camp and conducting a survey on ATM users adaptability and their awareness.The work ethic and the environment of SBI is completely different than academic premises but very soon adopted by myself to work with integrity.

Master Of Business Administration - Mba, Finance And Financial Management Services, 8.2 Cgpa

Bachelor'S Degree, Physics