13 years in Information Technology in Bank, Retail banking and all aspects of retail Structured asset ⦁ Motivated IT Officer and Retail Banker as Relationship Manager & Asset Officer – natural leader, strategic thinker, trusted, ethical and hard working – with broad experience of 2 years in Information Technology Division of Bank and 11 years in Retail banking and all aspects of retail Structured asset i.e. Home Loan, Loan Against Property, Personal Loan, Education Loan and Car Loan which includes Sourcing, Credit Appraisal, Retail Collections and Recovery. During my professional Career, I have consistently delivered in every role demonstrating Analytical, Business Communication, Negotiation, Technological and team management skills and have proven my ability to manage responsibilities assigned in Information Technology, to manage credit appraisal, and to Source and Monitor Retail Structured Loans.I have set milestones by over achieving the assigned targets and objectives by analysing the trends and by capitalizing on opportunities to improve myself. I have deep knowledge of Implementation, Enhancement and Usage of Banking software and I am passionate about extensive usage and development of IT tools to improve work efficiency. I thrive in challenging, fast–paced, competitive and high pressure environment by utilizing outstanding communication, problem solving, leadership and organizational abilities. Fluent in English, Hindi and can understand and speak Kannada.