Kunal Prasher Email & Phone Number

Mumbai, Maharashtra, India

As an Internal Auditor key assignments include:• Management Audit of Bank of Baroda (Tanzania) Limited (Onsite), Management Audit of Bank of Baroda (USA) Limited (Offsite), Management Audit of Bank of Baroda (Uganda) Limited (Offsite) and Management Audit of Bank of Baroda's Bengaluru Zone.• Investigated large corporate / mid corporate NPA accounts for Staff accountability and also from suspected fraud angle.• Investigated Whistle Blower Complaints against bank officials.• Risk Based Internal Audit of Central Processing Cell, Corporate & Institutional Credit Department, Baroda Corporate Centre.• Risk Based Internal Audit of Central Processing Cell, International Division, Baroda Corporate Centre.• Risk Based Internal Audit of Corporate Financial Services Branches and Mid Corporate Branches. Detection of revenue leakage in large corporate / Mid Corporate advance accounts.• Portfolio audit of the branch where bank found major non-compliance during the tenure of particular bank official.

Mehsana, Gujarat, India

Worked as Credit Head of Industrial Estate Branch Mehsana, Highway Branch Deesa and Regional Credit Head Mehsana Region. Key job responsibilities include:• As a regional credit head, Accountable for achieving allotted Budget/ Target by Increasing MSME, Large & Emerging Corporates and Retail portfolio thereby Total Advances of Region by formulating roadmap & execution of Business Plan. • As a regional credit head, Member of Regional Manager Credit Committe as Credit head for Credit Proposals & as a presenting Sponsor/Recommendor to DRM Credit Committee.• Relationship Management with clients and marketing for new corporate business.• Credit Appraisal and Sanctioning of MSME / Corporate Accounts - Reviewing company’s financial performance, risk assessment and industry analysis.• Preparation of detailed proposal and Term sheets for sanctioning by the management.• Decision-making for financing a proposal and ensuring timely review of accounts.

United Arab Emirates

Worked as Credit Head of Ras Al Khaimah Branch. Key job responsibilities include:• Relationship Management with clients and marketing for new corporate business.• Credit Appraisal and Sanctioning of Corporate Accounts - Reviewing company’s financial performance, assessment of risk and analysis of industry.• Preparation of detailed proposal and Term sheets for sanctioning by the management.• Decision making for financing a proposal and ensuring timely review of accounts

Mumbai, Maharashtra, India

Worked as Credit Specialist. Key job responsibilities include:• Credit Appraisal and Sanctioning of Mid Corporate Accounts - Reviewing company’s financial performance, assessment of risk and analysis of industry.• Preparation of detailed proposal and Term sheets for sanctioning by the Top Management.• Decision making for financing a proposal and ensuring timely review of accounts.

Mumbai, Maharashtra, India

Worked as Credit Specialist. Key job responsibilities include:• Credit Appraisal and Sanctioning of Large Corporate / Mid Corporate Accounts - Reviewing company’s financial performance, assessment of risk and analysis of industry.• Preparation of detailed proposal and Term sheets for sanctioning by the Top Management.• Decision making for financing a proposal and ensuring timely review of accounts.

Haridwar, Uttarakhand, India

Project Trident of M/s ITC Limited in Haridwar. Project Trident was an industrial project consisting of six plants (Biscuit, Snacks & Food, Shampoo & Cream, Soap, Talc & Printing). Estimated LT package was Rs 16 Crores. Total team size of the project was -7-. Major responsibilities include:• Planning and scheduling of project activities.• Review electrical designs & drawings from consultants and coordinate with them for optimum design of the electrical facilities.• Coordination with architects & service consultant.• Coordinating with the design team for the preparation of shop drawings as per the requirement of the site.• Site erection & progress monitoring.• Helping material procurement team in identifying vendors, subcontractors, carry out negotiations, finalization of purchase orders.• Preparation of material schedule as per the site requirement.• Inventory & logistics management related to projects.• Handling the project from inception stage till handing over to the customer.• Developing site oriented formats to ensure man & material management.• Monthly operating expenses compilation & report generation.

Master Of Business Administration - Mba, Finance

Bachelor Of Technology - Btech, Electrical Engineering