Kunal Ghosh
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Kunal Ghosh Email & Phone Number

Location: Kolkata, West Bengal, India 12 work roles 4 schools
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Role
Regional Business Head || BSS
Location
Kolkata, West Bengal, India
Company size

Who is Kunal Ghosh? Overview

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Quick answer

Kunal Ghosh is listed as Regional Business Head || BSS at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.), a company with 8741 employees, based in Kolkata, West Bengal, India. AeroLeads shows a matched LinkedIn profile for Kunal Ghosh.

Kunal Ghosh previously worked as Regional Business Head/BSS at Bharat Financial Inclusion Limited (100% Subsidiary Of Indusind Bank Ltd.) and Vice President -I || Individual Loans || Group Loans || Liability Products at Ujjivan Small Finance Bank. Kunal Ghosh holds Executive Certificate Program In Senior Leadership from Indian Institute Of Management Visakhapatnam.

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Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)

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Profile bio

About Kunal Ghosh

An accomplished MBA graduate with an esteemed Senior Leadership Programme certification from IIM-V.Proven as a dynamic Micro- Lending professional with a strong history of achieving remarkable outcomes in high-energy settings, specializing primarily in Group Loans, Personal loan, Retail Loans & Liability products. Possessing a talent for cultivating enduring client relationships and propelling business expansion. Expert in risk evaluation, regulatory adherence, and crafting tailored financial solutions to fulfill unique customer requirements.Successfully handled both Demonetization and COVID Crisis by clear communication and innovative solutions.Quickly adapting to the changing circumstances, providing support to clients, and implementing digital solutions, the impact of both crises was mitigated effectively.Dedicated to anticipating market trends and implementing progressive techniques to optimize profits. Proficient in steering top-performing teams beyond sales objectives. Eager to apply vast skill set to elevate success within the retail lending sector.Having Experience of managing a robust client base of 2.57 Lakhs, Team size of 577 staffs and portfolio of 1210 crore.

Current workplace

Kunal Ghosh's current company

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Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)
Bharat Financial Inclusion Limited (100% Subsidiary Of Indusind Bank Ltd.)
Regional Business Head || BSS
Kolkata, WB, IN
Website
Employees
8741
AeroLeads page
12 roles

Kunal Ghosh work experience

A career timeline built from the work history available for this profile.

Regional Business Head/Bss

Current

Bihar, India

In Regional Business Head profile, I am responsible for overseeing and managing the retail lending operations of Bihar (East).My Job Key responsibilities include driving business growth by developing and executing strategies for retail loans ensuring compliance with regulatory requirements, managing relationships with key stakeholders, and leading a team.

Oct 2024 - Present

Vice President -I || Individual Loans || Group Loans || Liability Products

Bihar || West Bengal

Responsibilities:Responsible for unsecured business (GL, GL to IL conversion, IL open market) in the assigned cluster to meet the financial goals by creating sales strategies & ensure the branches under assigned cluster is being profitable and the financial budget is being met.Responsible for managing 24 Branches & a team size of 577 staffs and the.

Dec 2022 - Oct 2024

Avp - Ii ||Area Manager || Group Loans || Individual Loans || Liability Products

Burdwan, West Bengal, India

Responsibilities:Responsible for managing 11 Branches and a team size of 277 staffs and the portfolio of 431 crore. Oversee all field operations activities with in area including setting up new branches.Responsible to ensure overall branch performance and profitability.Maintain Complete Information of Competition operating in the area.

May 2018 - Nov 2022

Cluster Branch Head || Branch Banking

Balurghat, West Bengal, India

Responsibilities:Responsible for driving business targets for Un-secured loans and conversion of Existing Borrower for Liabilities Business.Ensure exceptional customer service, Pro-active sales emviourment and efficient branch operation while adhering regulation/compliance requirements.Implementation of Branch specific marketing and communication.

Jul 2017 - Apr 2018

Program Manager || Individual Lending || North Bengal

Siliguri, West Bengal, India

Responsibilities:A sanctioning authority responsible of Analysis of Loans as PSl and NON-PSL Policy manual to Micro and small Enterprise, Including Manufacturing, Trade & Service in the 9 branches of North Bengal. Responsible for initiating personal discussion before recommending proposal besides recording of factual events, verify the existing Business.

Jun 2014 - Jul 2017

Business Development Manager

Barrackpur Cantonment, West Bengal, India

Roles:-As a Business Development Manager in Nemesis Hr Consultants my job role includes focus on targeting healthcare or pharmaceutical clients, understanding the specific HR needs of companies in this industry, and tailoring recruitment solutions to help clients find and onboard qualified medical representatives. As a BDM, I have to leverage my industry.

Jul 2013 - Mar 2014

Mc Manager || Kolkata

West Bengal, India

Roles:-As a MC Manager in L&T Finance my roles includes oversees branch operations, manages loan disbursement and recovery, ensures compliance, & meets financial targets. lead the team, build client relationships, promote financial inclusion & monitor portfolio quality to support branch growth and sustainability.Responsibilities:-Business development of.

Feb 2013 - May 2013

Branch Manager || Gold Loan

Kolkata, West Bengal, India

Roles:-As Branch Manager my job role includes overseeing branch operations, achieving loan disbursement and recovery targets, and managing risk associated with gold collateral. Key duties include appraising gold accurately, ensuring compliance with financial regulations,maintaining security standards, customer relationships, promote gold loan products.

Sep 2012 - Feb 2013

Branch Manager

Behala

Roles:-In Arohan the role of Branch Manager includes managing loan disbursement and recovery, ensuring compliance with regulations, building strong client relationships,monitors risk, maintains portfolio quality,supports community outreach to grow the client base and promoting financial inclusion.Responsibilities:Maintain Portfolio (PAR) on daily basis and.

Mar 2010 - Sep 2012

Intern

Durgapur, West Bengal, India

As a summer internship at SAIL (Steel Authority of India Limited) focusing on a comparative study on ratio analysis of Durgapur Steel Plan would involve analyzing the organization’s financial statements to assess its performance over time or in comparison to other Plants.The internship entail:Understanding Financial Statements: Gaining familiarity with.

Jan 2009 - Feb 2009

Business Development Ex - B2C

Sampurna Marketing And Management

West Bengal, India

Roles:-As a Business Development Executive my job role includes identifying and securing new clients, building relationships with businesses and individuals needing customized computer solutions,expanding market reach, analyze client needs, propose tailored products or services, and negotiate deals. Additionally, we collaborate with technical teams to.

Sep 2006 - Apr 2008
Team & coworkers

Colleagues at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)

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4 education records

Kunal Ghosh education

Executive Certificate Program In Senior Leadership

•Develop a deeper understanding of group dynamics. •Gain knowledge of tools and techniques for effective decision making and.

Master Of Business Administration - Mba, Finanace And Marketing

Studying both finance and marketing in an MBA program provides a well-rounded business education. Finance teaches skills in analyzing.

Higher Secondary ( Kv Suranussi, Punjab ), Business Administration And Management, General

School Topper

FAQ

Frequently asked questions about Kunal Ghosh

Quick answers generated from the profile data available on this page.

What company does Kunal Ghosh work for?

Kunal Ghosh works for Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.).

What is Kunal Ghosh's role at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)?

Kunal Ghosh is listed as Regional Business Head || BSS at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.).

Where is Kunal Ghosh based?

Kunal Ghosh is based in Kolkata, West Bengal, India while working with Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.).

What companies has Kunal Ghosh worked for?

Kunal Ghosh has worked for Bharat Financial Inclusion Limited (100% Subsidiary Of Indusind Bank Ltd.), Ujjivan Small Finance Bank, Nemesis Hr Consultants, L&T Finance, and Muthoot Fincorp Ltd..

Who are Kunal Ghosh's colleagues at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)?

Kunal Ghosh's colleagues at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.) include Milan Sarkar, Jaggu Kumar, Bikiran Baidya, Md Uzzaman, and Rupa Tarafder.

How can I contact Kunal Ghosh?

You can use AeroLeads to view verified contact signals for Kunal Ghosh at Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.), including work email, phone, and LinkedIn data when available.

What schools did Kunal Ghosh attend?

Kunal Ghosh holds Executive Certificate Program In Senior Leadership from Indian Institute Of Management Visakhapatnam.

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