Financial Analysis India : Financial analysis of ~2b GBP portfolio of high risk lending Speciality Finance and Llyod’s Market London exposures for Natwest Holdco.

Stint 1: Commercial Banking☐ Proposed a solution for BB customer on-boarding team to ↓ ATO % using historical Data☐ Proposed solution ↓ TAT by enabling quicker decision making idealizing a Single ownership model☐ Solutioning enhanced CX by ↓ on-shore Hands-off and optimized cost center by saving ~10 Mn INRStint 2: Natwest Markets (NWM)☐ Acted as a PM to bridge cross-functioning teams for NWM re-platforming to CI/CD ways of working☐ Devised L3 operating plan to achieve desired operating rhythm, Jira boards for Project’s visibility ☐ Set up training sessions & open surgery sessions (8 hours/week) to establish newer WoW Stint 3: Shared Services Operation (SOI)☐ Researched BAU process maps to identify opportunities for automation using RDA (Mail-Box Man.)☐ Reworked 3 process blue works map to reflect RDA, ↑ analyst productivity/↓ human errors/efforts

Sector under coverage: BFSI, TMT

Sector under coverage: TMT

☐ Part of the Equity Research Team focusing on Gen/Life Insurance and SFBs for Institutional Clients ☐ Created financial models on financial projections for SFBs & identified insights on market share dynamics☐ Conducted benchmarking of 17 GI players basis Ops. & Financial metrics to assess underwriting efficiency☐ Developed Thematic Pitch Deck for ‘Investment in Gold Lending NBFCs’ for Institutional Clients☐ Optimized a weekly effort of 2.5 analyst Man hours by automating Price Movement sheet in weekly notes☐ Appreciated by Director, Equity Research for handling responsibilities of a ‘full-time analyst’ as an intern

Part of the FTTx (Fiber to the Home and Enterprise) PMO Team for the highly anticipated Jio Gigafiber Rollout program. Working at the National Headquarters of the pan-India fixed line fiber rollout, I am instrumental in establishing the framework for symmetrical data management.☐ Conceptualized various analytical reports as a part of the project control team to monitor the progress of various KPIs Consequently, dynamic reporting through tableau dashboards increased field productivity by 45%☐ Coordinated with state teams and various cross-functional teams at NHQ level to debottleneck critical issues☐ Coordinated with Jio IT teams to automate recurring MIS through Tableau. One such effort helped save 40 Manhours/week

At BidGuru, we have devised a whole new shopping format wherein Bidders participate in a Gamified version of a bid-based online real-time auction for the product they desire in a transparent way with the help of cutting-edge technology.Key Responsibilities:☐ Ideation, planning and strategizing of a gamified e-commerce product in online bidding space from scratch.☐ Took critical decisions related to rolling out of various product offerings resulting in 10% month on month increase in MAUs with total 1.25 Lakh consolidated users. ☐ Managing a cross-functional team of developers, designers, CREs and marketers comprising of internal team members as well as freelancers to estimate, prioritize and build features.☐ Planning and execution of moderated and unmoderated tests for new product features like 100% Redemption Scheme, Mudra Bank, the concept of Magic Mudras to gather data points for actionable insights. ☐ Creating and maintaining product roadmap, wireframes, and workflows☐ Iteration of the proposed design revamp by conducting user tests, A/B testing and interviews to develop a perfect user experience☐ Building user content like "How to play" videos and tutorials which helped in decreasing user queries by more than 50%. ☐ Driving UI/UX product enhancements, personalization, and prioritization by analyzing user behavior.

☐ SPOC for major clients of the firm, coordinated between internal teams and vendors.☐ Prepared Project Proposals and SRS to monitor project developments.☐ Coordinated between cross-functional teams and assigned/ prioritized their work to increase overall operating efficiency.☐ Led Budget allocation analysis of projects undertaken by the firm.☐ Streamlined client redressal scheme ☐ Chosen to represent the firm at CeBIT India 2016, Bengaluru.

Every Start-up has an axis of motivation around which it revolves-At Roorkee delivers we tried to solve the problems of freshers who amidst the excitement of joining an IIT, were fooled and basically overcharged by local stores for their immediate needs like a mattress, stationery, and other one time needs.As one of the core members in operations, I ensured-☐ Optimisation of operational cost and bringing frugal logistics solutions to increase margins.☐ Supervision of supply chain and optimization of inventory turnover ☐ Management of hyperlocal logistics☐ Product innovation to expand the usability of products.

☐ Drafted Route Maps of riders to ensure timely and efficient executionand optimization of operational cost.☐ Designed SOP to ensure right quantity and quality being delivered to customers and to streamline the operations.☐ Implementation of SOP led to 25% decrease in turn around time for customer complaint redressals. ☐ Wrote blogs and engaging contents to give online visibility.

☐ Comprehended the philosophy of Green and Energy-efficient buildings☐ Learnt innovative technique of unique suspended concrete flooring system better known as SpeedFlooring.

Core member of the editorial team of IIT-HeartBeat, a monthly publication which aims at giving itsreaders, a refreshing take at all the stuffs happening inside the campus.My blogs have been published at various websites including PickMyLaundry.inBlog Post at -https://kunaliitr.wordpress.com/