I share observations and information to help bank CEO's and boards understand the process of preparing for the sale of the bank, whether they're selling or not, from a banker's perspective. The more time in advance of contemplating a liquidity event, the better. Planning, whether selling or not - now or in the future, allows for the best results if things do move that direction.Having an understanding of the process puts the CEO and the board in a position to ensure they are meeting their fiduciary duties to the shareholders and are able to preserve and maintain their strategic options as well as strengthening their capital plan.I am not an accountant, lawyer or investment banker, and am not advising in that regard. Nor, do I have a stake in the decision or the outcome.