As a father of four and a former special needs educator, I understand the importance of patience and nurturing in a leadership role. I have been in the mortgage industry for 19 years and originated loans myself for many of those years. I began with Atlantic Bay Mortgage Group 9 years ago as a Sales Manager and have been honored to help grow our team from the ground up in the Georgia market. I now have the pleasure of empowering my team of Mortgage Bankers in Georgia and Florida to be genuine business professionals and to have high integrity so we may continue lending the utmost peace of mind to the neighbors in our communities. In 2021-2022, I also served as President of the Mortgage Banker Association of Georgia (MBAG) where I am dedicated to the preservation and improvement of the mortgage banking correspondent system in Georgia. My past roles with the MBAG include “State Governor At-Large (’17-’18), Secretary/Treasurer (’18-’19), 2nd Vice President (’19-’20), 1st Vice President ('20-21) If you are interested in making a change, send me a message on LinkedIn or email me directly at kurtowen@atlanticbay.com770-815-2391www.atlanticbay.comNMLS# 415449www.nmlsconsumeraccess.orgEqual Opportunity Lender