I'm a Financial & Mortgage Analyst and Prospective Underwriting Associate with premier asset management exposure, breadth across various asset sectors and global markets, and strong asset-liability management capabilities. With a $50+ Million mortgage loan processing annual cash flow, I understand what it takes to create and implement a business development strategy to identify new business opportunities. Hence, I facilitate long-term economic value by fostering clients to invest in assets that support the proper liabilities and produce a consistent stream of operating earnings.In addition, I have consistently demonstrated a solid commitment to risk management, regulatory compliance, and fostering positive customer relationships in the banking and financial services sector. I bring a proven track record of driving sales growth, improving quality control, and successfully managing workflows. My ability to streamline processes, audit policies, and leverage analytics to identify growth opportunities makes me well-suited for the dynamic and detail-oriented environment of underwriting.I produce and deliver timely and accurate reporting appropriately, as well as vital internal stakeholders, while completing monthly and quarterly client reviews. I possess the skills to participate in client onboarding and existing client change management processes, and I feel comfortable communicating with internal, existing, and emerging clients.What sets me apart? I can: -Conduct thorough evaluations of loan applications, assessing applicants' creditworthiness and determining the risk level associated with each case. -Analyze financial documents, including income statements, tax returns, credit reports, and other relevant financial information, to make informed decisions on loan approvals or rejections. -Ensure strict adherence to underwriting policies, guidelines, and regulatory requirements to mitigate operational risk and maintain compliance with industry standards. -Scrutinize and verify all supporting documentation loan applicants provide, ensuring accuracy, completeness, and authenticity to support the underwriting decision-making process. -Develop and recommend risk mitigation strategies, including additional conditions or requirements for loan approval, to address potential concerns identified during the underwriting process.I am eager to leverage my analytical skills, finance background, and proficiency in risk assessment to contribute to strategic decision-making and operational excellence.
Listed skills include Mortgage Lending, Credit, Loans, Credit Analysis, and 9 others.
