Kush Tyagi Email & Phone Number

New Delhi, Dl, In

Gurugram, Haryana, India

Bengaluru, Karnataka, India

• Reviewed, analyzed, and decisioned over 1,500 loan applications totaling $15 million from nearly 190 countries.• Achieved a 10% increase in loan approval rates by implementing more thorough credit assessments.• Ensured client-provided financial documents met internal lending guidelines and compliance standards.• Evaluated borrower’s creditworthiness, considering factors such as cost of attendance, predicted salary, previous debts, and scholarships, resulting in accurate lending submissions.• Managed end-to-to loan processes, including underwriting, document verification, quality checks, and credit analysis.• Conducted comprehensive credit checks, including credit reports, delinquency assessments, and fraud checks, adhering to internal policies.• Collaborated with cross-functional support and development teams, resulting in a 20% reduction in average problem resolution time.

Gurugram, Haryana, India

• Supported the US-based Underwriting team in processing over 2,300 Conventional and FHA loans by evaluating the 4C’s (Credit, Capacity, Collateral, and Capital).• Demonstrated expertise in using Automated Underwriting Systems (AUS) and ensured a smooth customer experience.• Underwrote mortgages, prepared reports, and recommended creditworthiness based on FNMA, FHA, and bank standards.• Conducted exception reporting, error trend analysis, and improvement implementation for a more streamlined process.• Maintained a 95% issue resolution rate within established SLAs, ensuring customer satisfaction.• Collaborated with colleagues to prioritize and execute creative solutions, leading to a 15% increase in overall productivity.

Bachelor Of Commerce, Business/Commerce, General

High School, Business/Commerce, General

Activities and Societies: Sports captain of Volley ball team.