Kush Tyagi Email & Phone Number

Gurugram, Haryana, India

Bengaluru, Karnataka, India

• Reviewed, analyzed, and decisioned over 1,500 loan applications totaling $15 million from nearly 190 countries.
• Achieved a 10% increase in loan approval rates by implementing more thorough credit assessments.
• Ensured client-provided financial documents met internal lending guidelines and compliance standards.
• Evaluated borrower’s creditworthiness, considering factors such as cost of attendance, predicted salary, previous debts, and scholarships, resulting in accurate lending submissions.
• Managed end-to-to loan processes, including underwriting, document verification, quality checks, and credit analysis.
• Conducted comprehensive credit checks, including credit reports, delinquency assessments, and fraud checks, adhering to internal policies.

Gurugram, Haryana, India

• Supported the US-based Underwriting team in processing over 2,300 Conventional and FHA loans by evaluating the 4C’s (Credit, Capacity, Collateral, and Capital).
• Demonstrated expertise in using Automated Underwriting Systems (AUS) and ensured a smooth customer experience.
• Underwrote mortgages, prepared reports, and recommended creditworthiness based on FNMA, FHA, and bank standards.
• Conducted exception reporting, error trend analysis, and improvement implementation for a more streamlined process.
• Maintained a 95% issue resolution rate within established SLAs, ensuring customer satisfaction.
• Collaborated with colleagues to prioritize and execute creative solutions, leading to a 15% increase in overall productivity.

Bachelor Of Commerce, Business/Commerce, General

High School, Business/Commerce, General

Activities and Societies: Sports captain of Volley ball team.