Kyle Choi Email & Phone Number

Seoul, South Korea

Created a chatbot using Watsonx Assistant, in conjunction with IBM engineers, which identifies the applicability of the Korea Anti-graft Act to external entities for business amenities. Identify potential risks in compliance and implement appropriate mitigants and corrective action plans by ensuring and testing ongoing operational effectiveness.Provide regular training on anti-bribery laws to relevant stakeholders by setting up an annual education plan Oversee and implement corporate compliance programs and internal controls by collaborating as a member of the APAC teamAct as a gatekeeper in approving/disapproving transactions and maintaining and implementing internal controls, using different data analytics tools for the Foreign Corrupt Practices Act compliance Support investigations in conjunction with Legal, Internal Audit, and HR for corporate compliance case

New York

Reviewed and revised existing compliance policies and procedures, and drafted internal guidelines as necessary to enhance the Compliance Division’s role as the second line of defense. Worked closely with Operational Risk Management and Internal Audit to provide evidence of internal controls as part of internal audit or risk control self-assessment (RCSA). Provided quarterly firm-wide training on various compliance related issues including, but not limited to, confidential supervisory information, regulatory engagement, Regulation HH and supervisory exam preparation.Enhanced compliance program for regulatory matters in the areas of regulatory engagement, confidential supervisory information, Regulation HH by maintaining and improving internal controls. Supported and assisted the Chief Compliance Officer in developing and preparing document submissions to internal constituencies

Greater New York City Area

Provided support for drafting and submitting quarterly progress reports required by the FDIC Consent Order and successfully closed a number of Matters Requiring Actions (MRAs).Drafted, reviewed, and revised policies, procedures, and frameworks related to the BSA/AML compliance program including but not limited to the Transaction Monitoring Policy, KYC Policy, and BSA Training Framework, etc. Reviewed and managed various contracts, vendor agreements (e. g., Work Order, MSAs), and other legal documents including, but not limited to, subordination agreements, at-will employment agreement, and NDAs. Served as the Corporate Secretary by organizing and scheduling meetings with the Board members; coordinating and managing the Board meeting packages; and drafting the Board minutes on a monthly basis.Researched various regulatory compliance issues (e. g., Part 504, NYCRR 500, CCPA in comparison to GDPR) advising compliance and IT/IS departments. Reviewed and amended contracts with various vendors for different departments, and managed outside counsel retained to provide legal services related to BSA/AML issues.Represented and defended the bank in meeting with the FDIC and DFS Supervisory/Enforcement teams pertinent to the Consent Order.Managed and worked in conjunction with outside law firms who represent the bank in civil litigation matters and real estate transaction for relocating to a new location.Provided general legal support to various departments and branches by performing legal research and drafting memorandum on topics including banking, corporate governance, and employment laws. Acted as the Corporate Secretary of the bank and prepared monthly Board meeting packages.

Bethesda, Maryland

Represent domestic and foreign clients including a South Korean government agency (Ksure), mid-size South Korean corporations, banks, and individuals in cross-border commercial disputes, debt-recovery, bankruptcy, and other business matters.Review enforceability of contracts, arbitration clause, and statute of limitations to resolve complex contract disputes including federal and state court litigation dealing with such issues as international jurisdiction, international conventions such as the CISG (the U.N. Convention on Contracts for the International Sale of Goods) and the New York Convention, and domestication of cross-border judgments and arbitration awards.Draft, edit, and review various standard transaction documents including international sales contract, settlement agreement, guaranty agreement, payment agreement, acknowledgement of debt, etc.Draft various legal documents including complaint, answer, motions in legal proceedings in the U.S.Consult South Korean companies on behalf of Korea International Trade Association (“KITA”) and Small & Medium Business Corporation (“SMBC”) on international commercial matters as well as on business establishment in the United States. Represented individual clients by defending a $200,000 lawsuit for breach of contract; the case went to mediation in front of a retired judge and the case was settled the case at $12,000 Collected over 9.0 million dollars between 2010 and 2016 in commercial debt collection cases by bringing lawsuits, negotiating and mediating with debtor companies, and entering into settlement agreements Represented a mid-size South Korean company by defending a $400,000 lawsuit on the “Preference Claim” filed by a trustee appointed by the U.S. Bankruptcy Court and settled at $15,000. Attracted and developed numerous South Korean clients including financial institutions, a government agency, and private exporters.

• Assisted an immigration director in running daily counseling sessions and filing immigration documents for underprivileged immigrants to regain their legal status in the United States.

Assisted low-income clients in filing expungement petitions.Participated in creating a non-profit corporation, “Legal Grind,” that provides low-income class with individual legal counseling at an affordable price.Ran a weekly citation docket with the Community Prosecution Chief at Hargrove District Court in Baltimore.

Created a manual on tax lien transfer procedures to help clients successfully engage in the business by complying with licensing, disclosure, and foreclosure requirements of Texas.Provided partners with updated information on consumer finance laws by summarizing new statutes and case laws.

Presented legal memos that provide lawyers of Kenya and Uganda with case laws and different legal mechanisms employed by developed nations in protecting their citizens’ civil and constitutional rights. Drafted a letter to the President of Democratic Republic of Congo, urging him to release four journalists wrongly convicted for the assassination of a prominent Congolese journalist, Serge Maheshe.

Co-authored an article to be published by the University of Maryland Law Review on the scientific effects and legality of the 2005 WHO Framework Convention on Tobacco Control in WHO’s perspective.

Assisted a political science professor in updating requested research material for publishing a chapter in the book, The Korean Diaspora in Japan: New Dimensions and Interpretations.

Completed communication missions with the U.S. Army escort in logistical operation from Kuwait to Iraq.Interpreted and translated in the joint task of civil and construction support with Operation Iraqi Freedom Coalition forces as the Lead Liaison officer for the Korean Army.Received the Certification of Appreciation from 171st Area Support Group and 130th Engineer Brigade of the U.S. Army at Tallil Air Base in Iraq

Mediated consumer complaints against manufacturers by settling disputes in sales, repairs, and refunds.

Master Of Laws (Ll.M.), International Business, Trade, And Tax Law

Doctor Of Law (J.D.), International Law And Legal Studies

Activities and Societies: • J.D. May 2009 • Student Representative, International Law Student-Faculty Committee • Mediator Certificate

B.A., International Studies, East Asian Studies

Activities and Societies: • Completed 4 year requirements in 3 years • Dean’s List (2001 – 2002, 2005 – 2006), The National Dean’s List.