Top Tier Examination Services provides collateral field examination services, primarily for traditional asset-based lenders. Top Tier also performs other types of exams, including, specialty finance, “ABL Lite”, and monthly recurring revenue/cash flow analysis. Our clients consist of national banks, regional banks and non-bank lenders. Top Tier provides a structured approach to the exam process by focusing on pre-exam communication with the lender to ensure all concerns are addressed. With experienced Examiners in Atlanta, Charlotte, and the Midwest, Top Tier is able to provide value added reports in a timely manner for all our clients' Survey, Recurring, Special Asset, and Factoring Field Examination needs. Top Tier also performs desktop reviews and collateral verifications. Our Examiners have a wide range of knowledge across numerous industries and services lenders with clients located both domestically and internationally. Industry experience includes manufacturing, distribution, food processing, agriculture, construction, lumber, staffing, mining, auto finance, lender finance, retail, and oil & gas, just to name a few. The Top Tier Team is also familiar with various industry standard concerns, such as PACA/PASA, PMSI, vendor lien issues, and international-specific concerns such as Retention of Title, UK Enterprise Act, WEPPA, UK Insolvency Act, and other preferential tax/employee liabilities.Assignments range from one examiner engagements with one set of books and records to multiple examiners with numerous sets of books and records located throughout the U.S. and overseas. Lines of credit reviewed range anywhere from $2 million to $1 billion.

For more than 160 years, we have been committed to supporting our customers, communities, employees and shareholders. At PNC, we are proud of our longstanding history of building strong communities that create financial opportunities for individuals, families and businesses.The commitment to creating a differentiated experience for our customers is driven by our commitment to doing the same for our employees. That means providing employees with the opportunities to make an impact, develop and grow, and be part of an inclusive culture where everyone is valued. It’s how we make sure that we have the right people, in the right roles, doing their best work for our customers.PNC also offers customers – from individuals and small businesses, to corporations and government entities – a wide range of products and services. No matter how simple or complicated your needs, we're sure to have the products, knowledge and resources necessary to help you meet your financial goals.

Lending More Success is What Dopkins ABL Consulting Services Delivers!We understand competition, consolidation and complex credit risks are key factors driving the need for securing and maintaining low risk, high quality loans in the Asset-Based Lending industry. We know the commercial lender shares the responsibility for the quality of an institution's loan portfolio.Not just another Outsource; we are your Resource!Why Dopkins ABL Consulting Services?We take our role as field examiners seriously. With licensed Certified Public Accountants at both the examiner and manager levels, our team of more than 25 full-time ABL specialists, gives you an independent and clear indication of the quality of your collateral. WeOffer access to an entire department of more than 25 full-time, experienced field examiners ready to evaluate and monitor the volatile nature of your borrower's loan collateral.Examine both formula and non-formula based credit facilities of single and/or multi- site borrowers.Provide focused insight into the integrity of the loan collateral, internal controls and reporting, company management and overall operating performance.Identify and highlight areas of collateral weakness, deterioration and/or abuse of loan collateral, the adequacy of the advance rates, the frequency of future examinations and provide appropriate recommendations.Maintain an on-going recruiting program to attract and retain experienced field examiners throughout North America.Are large enough to provide the expertise that the field examinations need and small enough to respond with the personal attention.Quote fair prices and low out-of-pocket expensesAre responsiveness and flexible in turnaround and schedulingCommit to providing prompt, and superior services

Virginia Commercial Finance, also known as "VCF", is a commercial lender that provides working capital loans to businesses in a wide variety of industries. Since 1994, VCF has provided hundreds of loans to companies experiencing rapid growth or in turnaround situations.We look for companies with strong management teams and solid reputations for producing a high quality product or service. Our loan facilities provide companies the ability to grow their business and take advantage of additional money making opportunities that otherwise would be missed. VCF provides Asset Based Lending facilities from $1 to $10 million and Accounts Receivable Financing up to $2 million. We are NOT your typical lender. We are not a bank or a strict factoring firm. We act as your consultative partner and find creative ways to enhance your cash flow position, while you keep control of your financing decisions . . . you borrow only what you need, when you need it.As a non-bank lender, . . . Working Capital Loan - We are not burdened by state and federal regulatory restrictionsWorking Capital Loan - We do not have a lengthy approval processWorking Capital Loan - We provide flexibility in loan size and structureWorking Capital Loan - We think outside the box for creative solutionsWorking Capital Loan - We provide same day processing of financing requestsWorking Capital Loan - We provide exemplary customer service with responsive and accessible management and staff

The Company preceded 325 Capital, LLC and was a partnership founded in 2007 to conduct collateral examinations and to provide commercial finance consulting to banks throughout the Southeast and the Mid-Atlantic Region.

The Company was founded to provide the folks at Branch Banking & Trust Company specialized low cost collateral field examinations. The Company also grew the customer base and entered the Texas and Mid-South market within the first two years.