Kyle Penn Dipfa Email & Phone Number

Welcome to my profile!As an independent financial adviser, I provide tailored, whole-of-market advice to help you meet your long-term financial goals. Feel free to get in touch for a chat at 07519 088561.What to ExpectOur first meeting is an opportunity to gather details about your current financial position and understand your long-term goals. I will also request information from your existing providers regarding your current financial arrangements, such as pensions and investments. This meeting typically takes place at your home, though you are welcome to visit our office if you prefer.Following this, I will research your current arrangements and use cash flow modelling to forecast your financial trajectory. This process helps identify where you are headed financially and highlights areas for potential improvement or adjustment.Once the research is complete, we will schedule a second meeting to review my findings and discuss any recommendations. By the end of this meeting, you will have a clear understanding of your current financial position and your pensions.No Obligation—Only When You See ValueAll of this work is carried out at my expense. There are no fees or obligations until you see value in my advice. Charges will only apply if you decide to proceed with implementing any recommendations. My goal is to provide clarity and empower you to make informed financial decisions.About MeAs a financial adviser, my ethos is to empower clients with clear, straightforward guidance, ensuring you have the confidence to make informed financial choices. I focus on transparency, value-based planning, and building long-term relationships.About Harvest AssociatesHarvest Associates Ltd. has been providing independent financial advice since 2003. Based in Barlborough, our team of administrators and compliance professionals handles regulatory and administrative tasks, allowing advisers like myself to focus on financial planning and client relationships.As whole-of-market and fully independent advisers, we have the freedom to recommend the best products and solutions tailored to your needs and goals. We emphasise modern, value-driven financial planning and utilise cutting-edge technology and evidence-based investment strategies. Whether meeting face-to-face or remotely, our flexible, client-centred approach ensures your financial needs remain our priority.Thank you for visiting my profile. I look forward to connecting with you!