Kyle Debenedet Email & Phone Number

Colorado, United States

Affinitiv is the only industry partner that offers OEMs and dealerships the ability to achieve better results through the unique combination of our end-to-end, integrated platform, proprietary data analytics, and full range of marketing agency services. Our customer lifecycle software includes powerful digital marketing and social media tools as well as.

Denver, Colorado

• Worked as a strategic advisor to existing and potential clients while increasing quality dealer enrollments, building relationships, and consulting with dealers on how to improve their business. Provided guidance.
• Actively researched market and industry knowledge to better fill the role of a consultative partner to dealerships resulting in a 13% increase in the Denver market, producing $96m in retail loan volume annually.
• Collaborated with internal partners and dealers to achieve a balanced portfolio of growth/risk, followed up on delinquent titles, complaints, and risk scorecards, increased e-contracting to 75% of the portfolio, and.
• Maintained record of dealer performance in Salesforce, using data to create B2B sales presentations and monitor the effectiveness of actions.
• Created Sales Presentations delivered to high-level decision-makers in order to retain and grow business on a monthly basis.
• Increased awareness of the future of the digital marketplace, researching innovative players in the industry and meeting with C-Suite level to discuss the opportunities they provide.

Tampa, FL

• Effectively performed quantitative as well as qualitative analyses assessing credit risk and client ability to repay debt by analyzing consumer credit reports and financial statements.
• Productively managed a territory of over 60 dealerships in the Southwestern Florida market responsible for $89m annually.
• Negotiated individual deal structure to capture business at the highest profit margin leading to becoming ranked top 10% for Credit Analyst rankings 4 times in 2014. Consistently led the office in conversion and 20+.

Tampa, FL

• Analyzed high-risk loan accounts and determined the need for repossession within the custom portfolio.
• Consistently maintained an overall ranking within the top 5% of performers in the sub-prime portfolio for the east region.
• Managed settlement offers by evaluating potential gain or loss for custom portfolios.
• Generated and distributed documents on a daily basis that organized and increased team productivity.

Clearwater, FL

• Trained for 2 years to become lead underwriter & assistant branch manager.
• Analyzed DTI, reviewed credit, background, and bank statements to determine the creditworthiness of potential clients which resulted in growing the portfolio of the branch by 23%.
• Controlled delinquency of customer collections to below 3% for the branch including skip tracing high-risk accounts.

East Hartford, Connecticut, United States

Processed consumer applications for checking/savings accounts and consumer loans.Performed daily functions of banking for clients