Kyle Owens Email & Phone Number

Birmingham, Al, Us

My practice focuses on regulatory guidance and product development for financial institutions and other lenders, financial-services litigation, and business litigation. I advise financial institutions regarding state and federal legal and regulatory requirements, including the Truth in Lending Act/Regulation Z, the Real Estate Settlement Procedures Act, the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, the Fair Credit Reporting Act, the Expedited Funds Availability Act/Regulation CC, Regulation M, the Electronic Fund Transfer Act/Regulation E, E-SIGN, the Fair Debt Collection Practices Act, the Dodd-Frank Act’s prohibition on unfair, deceptive, or abusive acts and practices (UDAAP), the Telephone Consumer Protection Act, the Flood Disaster Protection Act, Regulation O, Regulation W, the Uniform Commercial Code, and various state equivalents. I advise providers of goods and services in the development of financing options for their customers. I represent commercial lenders and servicers in loan-enforcement matters, including CMBS special servicers, and I defend banks, lenders, and servicers in consumer litigation matters.

National, Us

My practice focused on the financial-services industry. I advised financial institutions and other lenders regarding state and federal legal and regulatory requirements and product development, represented CMBS special servicers and commercial lenders in loan enforcement matters, including foreclosures and receiverships, and defended financial-services firms in various types of consumer litigation.

Mclean, Va, Us

I served as lead business counsel and a leadership-team member for Capital One’s Home Equity and Mortgage Originations lines of business. I was a strategic advisor and partner to their executive teams, and a legal, regulatory, and risk-management counselor to all levels of the business. I joined the Capital One legal team with a full-time, on-site secondment as outside counsel from August 2015 through March 2016, initially supporting the Capital One Home Loans lines of business and then serving as lead business counsel for Capital One Auto Finance on an interim basis.

Richmond, Virginia, Us

I was a Dallas-based counsel on the litigation team of an international law firm. My practice focused on business litigation and arbitration, with extensive experience working with clients in the financial-services industry. My clients varied in size from Fortune 500 companies to small businesses and individuals, and included banks and other lenders, trust companies, and securities firms. I arbitrated multiple disputes before the Financial Industry Regulatory Authority (FINRA), the American Arbitration Association, and the International Centre for Dispute Resolution.

Us

I was a litigation associate in the Dallas office of a national law firm. My practice focused on business litigation and arbitration. My experience included financial-services, securities, and antitrust matters.

J.D.

B.A., Government & International Studies

Education record