Do you know the informal sector in Francophone Africa?In the bustling markets of Francophone Africa, the powerful yet often overlooked informal sector is teeming with activity. It encompasses 14 million merchants, half of whom are actively seeking financial solutions to support their growth. This vast and underexploited market is ripe for disruption.I am a 25-year-old entrepreneur at the helm of Waribei, a start-up that is at the forefront of financial innovation in this region. My company utilizes an innovative approach: Buy Now Pay Later (BNPL) B2B, a concept barely explored here but one that opens up unprecedented prospects in what I like to consider a blue ocean of possibilities.My international journey has taken me from Brazil, where I gained valuable experience helping merchants finance their inventory, to Francophone Africa, where I now lead Waribei with a clear vision. Our mission is to transform the informal sector, to structure it into an ecosystem where access to financial tools is simplified, enabling merchants to thrive.I aim to support the informal sector in Francophone Africa in its natural transition to a flourishing ecosystem where each merchant has access to the necessary financial tools to prosper. At Waribei, we do not just support the success of merchants; we commit to being the catalysts of an economic revolution, promoting the autonomy and expansion of small businesses throughout the region.Together, we can build a future where the informal sector is no longer synonymous with limitation but with extraordinary potential.
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Co-Fonder And CeoWaribeiAbidjan, Ci -
Co-Fonder & CeoWaribei Oct 2023 - PresentAbidjan, Côte D'Ivoire -
Financial Planning And Analysis (Fp&A)Tino Jun 2022 - Jul 2023São Paulo, Brazil- Translating complex performance data into understandable tables, graphs, and written reports.- Monitoring key performance indicators and financial metrics, identifying trends and offering insights.- Creating financial models for decision-making assistance.- Participating in budgeting and forecasting processes. -
Collections SpecialistTruepay Aug 2021 - Jul 2022Sao Paulo, BrazilDesigned and implemented the collection process and tools for up to 1000 customers.Coordinate the work of 3 collection operators.Created and elaborated data-driven lean dashboards to formulate and actionate concrete actions.Cooperated with clients' financial team to ensure that key transactions had been processed.Kept an open mind to resolve any situation in an environment that kept changing.Programed a multitude of practical solutions. From automated email distribution to a collection application. -
Assistant E-Commerce Manager EmeaThe Estée Lauder Companies Inc. Jan 2019 - Jun 2019I. Data analysis and interpretation of the performance of 18 EsteeLauder.com sites across the region. II. Report creation to understand and readjust the online strategy.III. Coordination of graphic resources internally with 19 partners. -
StudentHarvard University Jul 2018 - Aug 2018Cambridge, MassachusettsCourse: International Strategy: context and principles -
VolunteerFútbol Más Jun 2018 - Jul 2018Antofagasta Province, Chile -
Private French TutorIndependant Oct 2017 - Apr 2018Singapore* Design adapted lessons for my students* Follow my students’ progress and help them overcome challenges* Manage schedule
Ladislas Pham Education Details
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Business -
Business And Finance -
International Business -
Sainte Marie LyonHigh School
Frequently Asked Questions about Ladislas Pham
What company does Ladislas Pham work for?
Ladislas Pham works for Waribei
What is Ladislas Pham's role at the current company?
Ladislas Pham's current role is Co-Fonder and CEO.
What schools did Ladislas Pham attend?
Ladislas Pham attended Essec Business School, University Of Warwick, Fudan University, Sainte Marie Lyon.
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Ladislas Pham
Rio De Janeiro, Rj
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