George Lakiotis Email & Phone Number

Attiki, Greece

Maroussi

• Start-up Greek digital bank, for retail and SME
• Established and managed a corporate credit underwriting unit to support the growth of bank’s business loan portfolio. Reviewed business loan requests and generated written credit reviews
• Reviewed and finalized credit review memos for decision-making by bank’s credit committees
• Participated in bank’s credit committees; served as executive secretary of Senior Credit Committee
• Safeguarded adherence to the bank's credit policy; ensured quality of the business loan portfolio
• Developed credit policy manual and credit documents and reviewed internal documents

Athens, Greece

• Led successfully a newly established unit of 23 employees
• Monitored portfolio credit risk performance and opined on loan portfolio risk levels
• Coached teams in conducting comprehensive assessments on bank’s business lending portfolio
• Mitigated credit risk by evaluating compliance with internal guidelines, policies, and credit processes, spotting deficiencies, and suggesting corrective actions
• Effectively communicated evaluation results and proposed corrective actions with reviewed units
• Restructured the organizational chart, redesigned unit’s charter and policy document, developed new procedure for evaluating workout borrowers, introduced a new method for monitoring actions

Tirana, Albania

• Short term project assignment to Albania to restructure subsidiary’s €170 mil problematic business portfolio
• Performed credit risk analyses and evaluations in distressed borrowers’ accounts. Met and negotiated with customers, visited sites, proposed approval of specific restructuring plans and followed up implementation

Athens, Greece

• Supervised a credit officer team in evaluating credit risk associated with commercial lending in assigned countries; approved loans; prepared loan recommendations; monitored loan quality
• Seconded to Egypt (01/2011-01/2012) on a project assignment. Supervised and coordinated all procedures related to Moody’s Risk Advisor (MRA) application for bank’s operation in Egypt; oversaw compliance with group.

Kiev Region, Ukraine

• Established and supervised the Corporate Credit Unit of the subsidiary bank in Ukraine; defined processes and documents; trained employees in credit risk and Credit Policy issues; evaluated personnel performance
• Examined and approved corporate loans, recommended for approval to bank’s credit committees; met with customers, negotiated terms, structured deals, analyzed business plans and projections, and participated in the.

Athens, Greec

• Evaluated credit risk associated with SME lending in assigned branches with loan approval authority

Athens, Greece

• Evaluated and approved credit risk associated with corporate and SME lending in assigned international subsidiaries

Athens, Greece

• Performed credit risk analysis of financial institutions for the group

Master Of Business Administration - Mba (Hons), 3.71/4

Master Of Science - Ms, Finance, General

Dissertation: Efficient Market Hypothesis and Stock Market Anomalies: Theory and Practice Distance Learing

Bachelor'S Degree, Management & Organizational Behaviour, 3.15/4

Activities and Societies: TQM society4 Excellence Awards (Dean's List) for High Academic Achievement

Education record