Lakshmi K Email & Phone Number

Dubai, United Arab Emirates

• Prepare credit proposals and analyze financial statements and assess credit risks associated with trade proposals.
• Manage and develop relationships with clients involved in international trade.
• Facilitate trade finance transactions, including letters of credit and documentary collections.
• Optimize working capital solutions for clients to enhance liquidity and operational efficiency.
• Assist in managing and maintaining relationships with clients involved in international trade. Provide support in understanding their trade finance needs and requirements.
• Work on processing and monitoring trade finance transactions.

Dubai, United Arab Emirates

• To prepare credit assessments for specified program based lending proposalsWorking Capital
• Monitor and control portfolios by analysing portfolio composition, riskrecognition, account strategy, identification of early warning signals to ensurecredit quality
• Analyze and assess covenant compliance
• Responsible for spreading financial statements and analyzing financial condition ofnew borrowers and assigned accounts
• Analysing the bank statements of the customers in order to understand the debtrepayment capacity
• Conducting checks in AECB and other blacklists checks as well

Dubai, United Arab Emirates

• Assess credit worthiness of companies by examining financial transactions and credit history case by case (applications, statements, balance sheet, legal documents etc)
• Independently prepare credit analysis reports on assigned clients/cases (business and financial analysis focusing on credit issues
• Recommend rating based on analysis for the clients
• Develop the understanding of various techniques and methods of credit analysis, accounting treatments
• Independently handle all rating discussions with the Credit Executives
• Performing compliance checks & investigation on Media and D&B data base.

• Prepare work papers and US Tax Returns within stipulated time.
• Coordinate with US counterparts, seniors and other team members for completing the engagement.
• Review financial records such as Trial Balance, Income statements and Balance sheets to prepare tax return.
• Identify differences between US GAAP and IRS reporting and post a re-class and Tax adjustments accordingly.
• Coordinate with the reviewer and rectify errors and omissions if any.
• To furnish reviewers with sufficient information and advice in order to ensure correct completion of tax return

Master Of Business Administration (Mba), Finance And Marketing

Activities and Societies: Played an active role in the CSR initiative of SCMS - PARIVARTHANA

Bachelor Of Commerce (B.Com.), Business/Commerce, General

Bachelor of Commerce

12, Commerce

Activities and Societies: Sports Team , Music Team