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Sum&Substance is a leading digital fraud incidents’ management company that helps businesses reduce fraud

The company SMTDP Tech was founded in 2011 by an international group of specialists with many years of experience in the area of automation of business processes, graphic design and engineering, development of algorithms for decision making in conditions of uncertainty and risk.The requirements for the first software version for detecting manipulations in photo-reports were developed in collaboration with the Institute of Internal Audit and the audit company PwC. The software was tested using the archive of modified photo-reports, on the basis of which illegal payments, made by insurance companies, had been obtained.The first version of the software was completed at the end of 2012. The first customers were insurance companies. The first partner was the company C1-Solutions, which is engaged in developing solutions in the area of Governance Risk and Compliance. C1-Solutions customers are companies operating in the financial sector, logistics, E-commerce and energy in the EU.

ETNA Software is a highly capable financial technology software services firm. We built award winning trading platforms for ThinkOrSwim - TD Ameritrade, GFT Forex. In 2008 ETNA delivered SogoTrade Options Trading Platform for Genesis Securities - the following year it was recognized by Barrons Magazine as one of their top trading platforms.ETNA delivered complex solutions used by Allianz, Cushman and Wakefield and many others (http://www.etnasoft.com/our-clients).ETNA Software Corp. is HQ'ed in New York and leverages talent with highly skilled software engineers from St. Petersburg, Russia (Russia's Silicon Valley).We are proud to continually exceed both client and industry expectations on each of our projects. Our attrition rate is < 5%.Distinctive features of ETNA Software are, highly efficient development capabilities and a customer-oriented approach, resulting in flawless communication and delivery.