Lance Styles Email & Phone Number

Exeter, Devon

In the role of Credit Operations Officer at Arbuthnot Latham & Co,. Ltd I am responsible for the delivery of an excellent standard of service whilst progressing high value credit applications, working with my colleagues to provide a consistently positive client experience. Day-to-day the role involves:► Monitoring, control and reporting of credit risk► Recovery of bad and doubtful debt – I have achieved a good success rate resulting in virtually no non-performing positions► Liaising with legal professionals to achieve enforceable security ► Ensuring all compliance conditions are met with each lending approval► Adhering to client deadlines with timely delivery of finance► Liaising and building good relationships with local professionals including Solicitors, Valuers and Project Monitors► Complying with mortgage regulation to ensure mortgages are correctly identified and provided in accordance with FCA MCOB rules ► Communicating proposal progress with clients, professionals and internal stakeholders to meet expectations► Overcoming obstacles, facing challenges, assessing and reporting risk to meet the client's needs whilst maintaining adequate protection for my employer.► Devising working methods to facilitate efficient productivity in the workplace

Walton-On-Thames, Surrey + Barnstaple, Devon

Whilst working in this role at Barclays I provided Banking International Services to clients, including methods of international payment, trade finance and foreign exchange, liaising with internal departments as required to minimize risk and achieve excellent service.► Achieved monthly accuracy target of 99% for International Payments► Trained and motivated new inexperienced team in International services and products at central Regional Office in Bristol ► Strengthened existing procedures and developed new and improved working methods ► Communicated with customers to progress complex profitable Foreign Exchange deals resulting in zero losses

Walton-On-Thames And Barnstaple

In the role of PA to Business Centre, Corporate Management I was responsible for assisting managers during contact with clients, pro-actively resolving difficulties through consulting relevant sources of technical information and internal departments. During this role I:► Investigated and maintained complex security requirements, resulting in the Bank successfully and safely lending large sums to major corporates► Completed accurate and timely loan and overdraft documentation with regard to lending practices and legislation► Achieved a good level of intensive coursework in lending skills and the interpretation of company accounts, resulting in enhanced customer service

Esher, Surrey

Whilst working in the role of Financial Services Officer I effectively managed a team of four staff coordinating the successful merge of two Financial Services sections, maintaining high levels of customer service throughout.

Esher, Surrey

Acquired a thorough grounding in domestic banking products and services demonstrating the accurate handling of large sums in cash and being responsible for bank premises out of hours.

Chartered Institute Of Bankers, Banking

Accountancy, Monetary Economics

9 O-Levels, 1 Ao Level + 3 A-Levels