Lance Richards Apfs Chartered Financial Planner Email and Phone Number

At The Lance Richards Practice Ltd, a Senior Partner Practice of St. James's Place Wealth Management, we have a wide range of expertise and knowledge, developed over many years, to help people - both individually and in business - fulfil their aims and aspirations, as well as offering that all important 'peace of mind' for the future.We understand that few people have the time to manage their finances, however big or small, this is where we come in. We will provide you with a seamless service, to help plan for the future.Our services include:Investment PlanningRetirement PlanningInheritance Tax & Estate PlanningProtecting You and Your FamilyCorporate Services (e.g. Directors pensions, Employee benefits)Savings (e.g. ISAs)MortgagesIn our experience, no two clients are the same and we therefore ensure that we understand your personal or business objectives and deliver solutions that are right for you. We aim to deliver our commitment by: - Providing personal face to face financial advice - Giving you the opportunity to review your financial affairs regularly – we will not only invest your money wisely but will work with you on an on-going basis to ensure that your investment continues to be the best one through evolving financial landscapes and changing personal goals. Effectively managing your investments via St. James's Place's distinctive approach - Keeping you informed of the latest news - Listening to your feedback. We do not provide off the shelf solutions, but we offer the benefit of a single relationship for all of your financial planning needs. We strive to offer the very best service to develop great relationships. Please do book a no obligation, financial review with us.Your home may be repossessed if you do not keep up repayments on a mortgage.The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The Lance Richards Practice Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website at www.sjp.co.uk/products. The `St. James’s Place Partnership’ and the titles `Partner’ and `Partner Practice’ are marketing terms used to describe St. James’s Place representatives.SJP Approved 5/5/2023