Lara Vélez Lorca Email & Phone Number

Madrid, Es

Madrid, Comunidad De Madrid, España

Internalization and reformulation of procedures related to Compliance, PBCFT and KYC in search of maximum efficiency, quality in the analysis, improvement of the customer experience, automation and coordination between the teams involved.Lead the KYC team specialized in clients classified as high risk (UAR), implementing improvements in the procedure to achieve direct and indirect economic savings, control of operational risk, improvement of client satisfaction and, therefore, image of the Entity. Recruitment, training and continuous monitoring of analysts, automation and modification of the procedure and motivation and involvement of the team.Lead the procedure and team for disconnecting clients from the Entity. Reduction in the number of complaints and demands filed by clients, changing the total or partial methodology of the relationship with the client, including improvements in the content of communications and contact channels, as well as the automation of quality controls and monitoring to ensure regulatory compliance.Creation, training and management of the Screening team. Improvement and standardization of the analysis of the crossing against Sanctioned lists, PEPs, RCAs, internal lists, etc. Preparation of a strategic plan to increase the productivity and efficiency of the procedure to boost the added value of the analysis carried out.Participation in the transformation of Openbank's operating model through planning, execution of tests and implementation of new projects, products and tools.Creation of Control Models for data management and monitoring of the client portfolio with the objective of showing the information of all processes, in an organized and simplified manner. Reports to Management for strategic decision making, identifying areas of improvement and measuring KPIs.

Madrid, Comunidad De Madrid, España

Development of Company Valuation Reports through different Valuation methods (Discounted Cash Flow, Equity methodology, Comparative methods, ...) depending on the type of business model or startup, with the aim of calculating the value of the company/project (Enterprise Value (EV)) and determine the value of equity (Equity Value (EqV)).Real Estate Asset Valuation Reports, both for residential buildings and for tertiary use. Analysis of the profitability of real estate projects through financial projections, modeling, market studies and analysis of the different financing or refinancing possibilities.Completion of Business Plans for projects or startups in order to analyze their analyze its viability and profitability, establish a strategy and help start the business through a tactical action plan.Preparation of Financial and Operational Restructuring Procedures, by assisting, preparing and negotiating the Feasibility Plan and Payment Plan and carrying out the IBR (Independent Business Review), supporting companies to transform and adapt to a new business model and payments plan that allows them to remain competitive and improve the performance of the company.Drafting of Financial-Economic Reports to be attached with the request for Voluntary Bankruptcy of Creditors, as well as the inventory of Goods and Rights, the Relation with Creditors and the report of the significant changes made in the social heritage after the last deposited Annual Accounts.Preparation of Economic and Financial Expert Reports in the corporate, banking and labor field, among others, to give my professional opinion on issues raised by the Judge or the parties.Advice and Intermediation in the Purchase and Sale of Companies (M&A) framed in the segment of Middle Market (Small and Medium Enterprises), as well as Search for Financing for the start-up of an entrepreneurial project or for the development of a business.

Madrid Y Alrededores, España

Participation in Corporate Compliance projects developing procedures and good practices to identify and analyze operational and legal risks, with the objective of establishing internal mechanisms for prevention, management, control and reaction to risks.Development of Crime Prevention Models for several national and international companies and from various markets, first identifying the activities in which crimes can be committed and second establishing appropriate surveillance and control measures to prevent crimes or significantly reduce the risk of their commission.Compliance review and improvement of KYC (Know Your Customer) and AML (Anti-Money Laundering) policies and methodology in several different institutions, identifying any vulnerability or weakness in the system for Prevention of Money Laundering and Terrorist Financing.Analysis of large datasets in order to detect any operations suspected of involving money laundering or terrorist financing, drafting, if necessary, communication reports to SEPBLAC (Suspicious Activity Report (SAR)).Conducting Corporate Intelligence analysis aimed at assessing exposure to reputation, integrity, fraud and corruption risks (Integrity Due Diligence), as well as to investigate connections of natural and legal persons.Preparation of expert reports for claims regarding emerging damage and lost profits, by calculating the cost of the necessary repair of the damage caused together with the expenses incurred during the damage, as well as the gain amount that has been levied as a consequence of the detriment or damage that has been caused.Participation in fraud investigation, quantification and accreditation projects.

Paseo De La Castellana 259 B. Edificio Torre Pwc, 28046 Madrid, España

Participation in Corporate Compliance projects developing procedures and good practices to identify and analyze operational and legal risks, with the objective of establishing internal mechanisms for prevention, management, control and reaction to risks.Development of Crime Prevention Models for several national and international companies and from various markets, first identifying the activities in which crimes can be committed and second establishing appropriate surveillance and control measures to prevent crimes or significantly reduce the risk of their commission.Compliance review and improvement of KYC (Know Your Customer) and AML (Anti-Money Laundering) policies and methodology in several different institutions, identifying any vulnerability or weakness in the system for Prevention of Money Laundering and Terrorist Financing.Analysis of large datasets in order to detect any operations suspected of involving money laundering or terrorist financing, drafting, if necessary, communication reports to SEPBLAC (Suspicious Activity Report (SAR)).Conducting Corporate Intelligence analysis aimed at assessing exposure to reputation, integrity, fraud and corruption risks (Integrity Due Diligence), as well as to investigate connections of natural and legal persons.Preparation of expert reports for claims regarding emerging damage and lost profits, by calculating the cost of the necessary repair of the damage caused together with the expenses incurred during the damage, as well as the gain amount that has been levied as a consequence of the detriment or damage that has been caused.Participation in fraud investigation, quantification and accreditation projects.

Spain And France

During the winter, I was a ski teacher on the weekends and holidays to both young children and adults. This job has taught me patience, responsibility, and the ability to lead groups.

Santo Domingo, Dominican Republic

The time I spent in Banco ADOPEM was a great experience due to the opportunity I had to go through all the departments and areas of the bank. I acquired a great global knowledge of its operation and the banking business in general.I also participated in the impact evaluation of a project that ADOPEM has with NESTLÉ in generating employment for disadvantaged women through microcredit and the sale of NESTLÉ products.

Programa Superior De Operaciones, Operations Management And Supervision

Advanced Course In Investment Strategies And Wealth Management

This Course has allowed me to deepen my knowledge about the macroeconomic environment for its application in making investment decisions.

Business Valuation Specialized Program, Corporate Strategy, 8,667

During this specialization program, I dealt extensively with all valuation methods: Equity methodology, Discounted Cash Flow (DCF).

Business Administration In English, Business Administration, 7,52