Larry Ratliff Email and Phone Number
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Wealth of experience in various management and leadership roles with the last twenty-five years in the financial services industry. Currently serving as Regional Manager of Commercial Banking for the Western Region of First Community Bank which covers southwest Virginia and eastern Tennessee. Prior to that, I served as the Market President for two divisions of FCB located in southern West Virginia and southwest Virginia. Strong executive leadership background in the area of commercial banking with an expertise in commercial lending and relationship management. Service to the community includes chairing several boards and committees in the areas of higher education, health care, tourism, and economic development. Strong focus on relationship building and collaboration both with internal partners and clients.
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Regional Svp / Manager Of Commercial BankingFirst Community Bank Oct 2021 - PresentBluefield, Va, Us
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Market President - Senior Vice PresidentFirst Community Bank Jun 2014 - PresentBluefield, Va, UsProvide executive leadership for the Bluefield/SWVA division and the Wyoming/Logan division of First Community Bank, which currently consists of 8 branches and $425 million in assets in the markets of southern West Virginia and southwest Virginia. Work collaboratively with our commercial, small business, retail and mortgage teams to drive loan, deposit and non-interest income growth in each of our markets. Partner with our revenue generating divisions to provide our clients with risk management, treasury, investment and wealth management services. Strong focus on building cohesive internal partnerships which lead to long-lasting and meaningful client relationships. Provide leadership in civic and community endeavors through involvement in the local Chamber of Commerce and Rotary Club as well as other NFP organizations throughout the market. Served on or chaired several boards and committees throughout the market in the areas of higher education, health care, tourism, business and economic development.
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Market President - SvpBb&T Oct 2003 - Jun 2014Responsible for providing leadership across a multi-branch market consisting of nearly $121MM in total assets and $311MM in deposits. Directly responsible for commercial loan growth and production, commercial deposit growth and fee based revenue growth throughout the market by providing leadership and working in partnership with my local commercial, retail and operations team and with my colleagues across other business lines throughout the region and the corporate footprint. I also worked closely with our Local Advisory Board in identifying and developing business opportunities.
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Business Services OfficerBb&T Jun 2001 - Oct 2003
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Financial Center ManagerBb&T Jan 2001 - Jun 2001
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Manager - In-Store DivisionMatewan Banks Sep 1997 - Jan 2001
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ManagerHeilig-Meyers Furniture Company Aug 1989 - Sep 1997
Larry Ratliff Skills
Larry Ratliff Education Details
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Bluefield UniversityOrganizational Management And Development -
Wake Forest University - Banking Management School
Frequently Asked Questions about Larry Ratliff
What company does Larry Ratliff work for?
Larry Ratliff works for First Community Bank
What is Larry Ratliff's role at the current company?
Larry Ratliff's current role is Regional SVP / Manager of Commercial Banking.
What is Larry Ratliff's email address?
Larry Ratliff's email address is wl****@****inc.com
What is Larry Ratliff's direct phone number?
Larry Ratliff's direct phone number is (800) 971*****
What schools did Larry Ratliff attend?
Larry Ratliff attended Bluefield University, Wake Forest University - Banking Management School.
What are some of Larry Ratliff's interests?
Larry Ratliff has interest in Faith Family Fairways, Valerie, Macie Jane And Sadie Grace, Seth, In My Spare Time, Josh, Two Grandaughters That We Adore, My Wife Debbie And I Have Three Sons.
What skills is Larry Ratliff known for?
Larry Ratliff has skills like Commercial Banking, Commercial Lending, Loans, Small Business Lending, Credit Analysis, Leadership, Banking, Credit, Portfolio Management, Risk Management, Consumer Lending, Finance.
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