Credit reports writing, financial analysis and assessment of corporate creditworthiness. Credit related decision making and customer relations. Monitoring loan agreement covenants and evaluating collateral. Financial restructuring specialist.and more

Debt restructuring for individuals. Initiated by the bank to respond to growing debt problems among individuals after the financial collapse in October 2008.

Recalculation of illegal foreign currency loans into ISK denominated loans.* Making of documents to convert foreign currency loans into ISK loans.*In 2010 the Icelandic supreme court ruled Icelandic loans indexed to a foreign currency illegal.

Corporate debt restructuring documentation. Making of loan agreements, bonds, Term sheets and more in line with the "Beina Brautin"* agreement. *On December 15th 2010 an extensive agreement was introduced regarding the debt restructuring of small and medium enterprises. The agreement, called ”The Right Track” (is. Beina brautin) involved speeding up the process of debt restructuring for small and medium enterprises, featuring common guidelines and reforms to the tax code.

Partial principal write offs of CPI loans and foreign currency loans. Initiated by the bank to respond to growing debt principals after the financial collapse in October 2008.