Junior Executive
Current*Credit Department-Identifying customer requirements, capacity (Asset worth, Liabilities and Repayment) and evaluating customers (Borrower/Guarantor)-Preparation of financial analysis reports, borrower’s financial statement analysis and market analysis-Apprising the customer and working out the credit paper-Completing credit files, credit documentations and handling security documentations pertaining to facilities and carry out periodic reviews-Preparing month-end statements and reconciliations-Maintain a good and a sensitive relationship with our credit worthy customers and organizing marketing campaigns in order to achieve the advance targets-Effectively monitor and carry out recovery process to ensure a healthy advance portfolio*Pawning Department-Accepting payments for pawning advances and pawning article redemptions-Organizing pawning auctions and effectively monitor and carry out recovery process to ensure a healthy pawning portfolio*Accounts Opening Department-Interviewing customer, getting proper details (KYC/CDD) and opening of all types of Accounts with proper documentations completing relevant documents properly-Always maintain a high level of customer service-Issuance and encasement of TC’s, foreign currencies, and foreign drafts-Identify cross sell opportunities and organizing marketing campaigns in order to enhance the CASA portfolio*Cash Department-Handling all types of teller transactions, cash balancing & completing vault book-Handling inward and outward cheque clearing operations-Handling all types of foreign remittances-Ensure dual control & complying with banks operational manual at all times
