• Reviews documentation for new customer accounts, evaluates high-risk accounts and analyzes new customer processes and policies.• Performs AML Know Your Customer/Client Due Diligence (KYC/CDD) and covers refresh (periodic review) as its core activity• Knowledgeable about anti-money laundering (AML) processes and procedures.• Support in mitigating risk, monthly control execution, and with execution and management of the ILQA Program through various initiatives to drive process improvements and control• Navigating multiple data environments and utilizing different analytics tools in order to transform data into actionable, data-driven solutions

• Expert knowledge of complex personal and business financial analysis and an expertise in tax return, balance sheet analysis including cash flow and self employment income analysis.• Underwrote and reviewed appraisals.• Used Fannie Mae, Freddie Mac and internal guidelines. Also used DU, LP and internal underwriting systems to underwrite all levels of loans.• Knowledge and proficiency in all levels of mortgage underwriting.• Thorough knowledge of Mortgage Insurance policies.• Excellent analytical and decision making skills.• Ability to work independently with little or no supervision.• Knowledge of Federal and State regulatory requirements.• Proficient in analyzing extremely complex financial information including calculation of income and debt ratios, verification of assets, collateral review and credit review. • Resolves difficult and challenging problems by identifying potential or innovative solutions, determines documentation deficiencies within review and communicates findings with clarity.• Excellent verbal and written communication skills as well as excellent teamwork with internal employees and external customers/business partners.

• Proficient in processing full doc retail and consumer direct transactions• Excellent verbal and written communication skills• Proficient in setting and maintaining proper expectation to all parties on the file (including internal and external customers)• Input proper loan information into the system for processing.• Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.• Verify loan documents including income, assets, credit, appraisal and title insurance ultimately verifying application for final submission to underwriting.• Review file documentation and make sure all items needed are requested. Order and coordinate loan documents.• Meet crucial deadlines requested.• General tax returns knowledge.• Proficent with the calculation of income and assets.• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures.• Demonstrate interpersonal, organizational and time management skills.• Accurately document all information pertaining to accounts.• Ability to solve problems.