-Conduct financial analysis to identify potential fraudulent activitiesReview and analyze financial transactions and records for irregularities or suspicious patternsInvestigate and resolve cases of suspected fraud, including gathering evidence and conducting interviewsPrepare reports on findings and recommendations for management- Manage Fraud Model Risk by coordinating with model developers, vendors, and risk management validators.- Translate complex technical information into clear documentation for a non-technical audience.- Conducted analyses and produced detailed technical documentation reports that comply with regulatory standards.- Present model validation findings to senior management and regulatory agencies.- Maintain a comprehensive library of technical terminology and reference materials.- Identify modeling opportunities that yield measurable business results and support strategic initiatives.

• Managed and coordinated all escrow transactions at Zillow, ensuring compliance with legal requirements and company policies.• Reviewed and verified escrow documents for accuracy, including contracts, title reports, and closing statements.• Facilitated timely and accurate fund transfers to all parties involved, communicating effectively with clients, lenders, real estate agents, and attorneys.

· Returned executed loan packages to the lender for review and approval in accordance with lender instructions. · Examined purchase and sale agreements for potential items of concern and addressed them immediately.· Forwarded title clearing documentation to title officer for approval. · Prepared and delivered projected HUD-1 settlement statements to lender upon request. · Followed-up on the status of releases, policies, and return of recorded documents. · Scheduled signings and gathered required paperwork. · Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out-of-area closings. · Studied and clarified buyer, seller, and lender instructions to determine escrow requirements. · Maintained open communication with lenders, brokers, and borrowers. · Developed strategies to improve processes and reduce costs. · Processed and verified all new account applications and documents.

Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process. · Reviewed financial statements and contacted institutions and customers to clarify details. · Handled any conditions sent from underwriting departments. · Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues. · Set up and completed loan submission packages. · Received ongoing, comprehensive training on home loan products and the mortgage process. · Communicated with the originator and applicant concerning the progress of the loan file. · Analyzed borrower credit reports and income statements to verify accuracy. · Maintained accurate records of loan processing activities and documents in the CRM system. · Educated customers on loan services and regulations to confirm compliance. · Developed a comprehensive understanding of loan processing regulations and laws to be fully compliant. · Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants. · Analyzed credit reports to assess risk and determine applicants' ability to repay loans. · Verified credit histories, personal references, and employment backgrounds for each applicant. · Processed mortgage loan applications accurately and successfully for over 10 years

• Executed and ensured the quality of Continuous Monitoring, Periodic Reviews, and Portfolio Assessments for retail credit risks. • Synthesized and aggregated retail credit risk data using advanced data analytics techniques. • Conducted comprehensive lifecycle reviews of credit analysis, portfolio management, and loss mitigation to evaluate inherent credit risk. • Assessed the quality of credit risk management and identified individual and aggregate credit risks. • Ensured independent coverage and appropriateness of retail credit risk policies and procedures. • Evaluated the adequacy of underwriting analysis and credit decisions to support asset quality. • Monitored credit risk trends and maintained strong partnerships with internal credit approval and risk management teams. • Recommended enhancements to credit risk policies and procedures as needed. • Conducted detailed post-closing loan reviews and prepared documentation for audits. • Provided expert guidance and collaborated with loan officers on deal structuring and risk management.

Serve the team and product owner in turning requirements into the working software.Track progress and help the team achieve their commitments. Progress is monitored daily when problems are identified work with team to develop corrective actions.Review and analyze transactional data for potential suspicious activity, including those generated from an alert detection process, subpoenas and warrants, country/corridor reviews, as well as other sources as applicable. Work effectively with multiple complex data sources and/or technical analytical tools/resources to identify potentially unusual or suspicious activity as defined by AML/BSA regulations, and industry best practices for AML/BSA analysis. This includes (but is not limited to): Manages the investigative process from initial detection to disposition and filing. Thoroughly and timely reviews reports and other investigative leads that potentially identify suspicious activity. Formulates and recommends responses to potentially suspicious findings, reports such activity to the appropriate regulatory authorities, and supports MoneyGram's forward-looking risk-mitigation response. Completes all investigation outputs, which may include regulatory filing and other mitigation actions within required service level agreement (SLA) timelines. Actively support managers, supervisors, while coordinating with team members and other departments to determine the proper course of action in handling potentially suspicious activity as required by applicable global regulations.