Toni Latorre Email & Phone Number

Terrassa, Catalonia, Spain

Catalonia, Spain

• Connected 6 private dental clinics across Catalonia, Spain, with 4 social entities including the Red Cross serving 368 patients as per December 2020• Designed an economic framework whereby private dental clinics provide free treatments to patients in need. Created a solidarity card scheme for all patients that serves to finance the treatments for the patients in need while also providing discounts to regular paying patients. Currently 15,950 individuals hold the solidarity card

New York, United States

New York, Ny

• Specializations in Finance, Management and Strategy• VP positions: Graduate Finance Association (International Recruiting)Private Equity & Venture Capital Club (Finance)European Business Society (Finance)Latin American Business Association (Events)

New York, United States

London, Uk

• Managed portfolio of 280 mid-sized companies with £58 M in assets and liabilities, advising them and building long-term client relationships• Prepared credit proposals on different products (loans, credit lines, guarantees, letters of credit), negotiating prices and conditions with clients and collaborating with the Risk Department to gain their approval• Met objectives on commercial margin, loan and deposit growth, RARoC and customer acquisition

Barcelona, Spain

• Rotated within different departments in order to understand the bank as a whole and learn from different teams• Created a loan anticipating R&D subventions granted by the European Union to more than 700 SMEs (EUR 280 M)• Supervised new CRM testing at 30 branches. Contributed to the improvement of the final CRM implemented at the 2,458 domestic branches of the bank. Project budgeted to generate EUR 19 M in margin by increasing bank’s Net Promoter Score• Organized and led the semi-annual team meeting of the Customer Experience division with about 50 people

Barcelona, Spain

• Handled 30 waiver applications on breach of debt-service coverage ratio, change of shareholders, and terms restructuring • Analyzed cash flow projections for 5-10 different refinancing scenarios on 25 renewable energy and infrastructure projects • Involved in the legal area (credit, IRS hedging, guarantee and concession agreements) and accounting area (audit, treasury and project feasibility reports).

Master Of Business Administration - Mba, Accounting And Finance

Certificate In Business, International Relations And The Political Economy

International Exchange Program

• First Class Honors: Treasury Management and Derivatives, Portfolio Management and Securities Analysis, New Venture Planning

Bachelor Of Science In Economics, Economics

• First grade of class in Game Theory • Selected among 20 students from class of 116 for University-Enterprise Program

Programa De Gestión Empresarial