I have spent time evaluating career next steps and spending quality time with my family. Attending Seminars provided by my professional body including 'Personal Branding' and 'Financial Planning: Thinking Beyond the Numbers'.

• Streamlined and strengthened the reporting process in order to produce larger suites of accurate management information reports for both divisional and senior management, on a monthly/quarterly basis.• Created FD’s preferred section of principle reporting suite. Through experience and colleague relationships, introduced concise cost analysis reporting for total divisional costs (as opposed to directly controlled costs).• Eliminated need for senior management intervention by building… Show more • Streamlined and strengthened the reporting process in order to produce larger suites of accurate management information reports for both divisional and senior management, on a monthly/quarterly basis.• Created FD’s preferred section of principle reporting suite. Through experience and colleague relationships, introduced concise cost analysis reporting for total divisional costs (as opposed to directly controlled costs).• Eliminated need for senior management intervention by building a solid relationship with the MD of a business subsidiary (online insurance comparator company) for monthly reporting and forecasting purposes. Built expert knowledge of company performance and was the go-to person for this company. Show less

• Upgraded an IFRS three year profit plan model, generating more accurate forecasts. Communicated cross departmentally and with actuaries to collate and review relevant information. Senior management were successfully briefed on reasons for updated forecasts, enabling productive discussions with group finance.• Enabled monthly financial performance deadlines to be met (previously were not), through improved co-ordination of monthly actuarial reporting work. o Reported, interpreted… Show more • Upgraded an IFRS three year profit plan model, generating more accurate forecasts. Communicated cross departmentally and with actuaries to collate and review relevant information. Senior management were successfully briefed on reasons for updated forecasts, enabling productive discussions with group finance.• Enabled monthly financial performance deadlines to be met (previously were not), through improved co-ordination of monthly actuarial reporting work. o Reported, interpreted & analysed the divisions IFRS, cash-based and EEV financial metrics on monthly basis.• Strengthened relationships and improved collaboration with business unit finance teams, through enhanced and more regular communication, inclusion and education of financial metric knowledge.• Put in place the tools for improved staff morale as the team’s “What Matters” representative. A link between team staff, including many actuaries and management addressing job satisfaction issues. Show less

• Took responsibility for creating detailed & summarised expense analysis and forecast schedules, making forecast discussions with cost centre managers more productive. The overall collation process became quicker, more efficient with fewer requirements for long-hours by the team. The spreadsheet was so well received by the team that they continued to use it for subsequent quarterly forecasts.• Significantly improved control of month-end expense process by taking control of work that was… Show more • Took responsibility for creating detailed & summarised expense analysis and forecast schedules, making forecast discussions with cost centre managers more productive. The overall collation process became quicker, more efficient with fewer requirements for long-hours by the team. The spreadsheet was so well received by the team that they continued to use it for subsequent quarterly forecasts.• Significantly improved control of month-end expense process by taking control of work that was outside of my remit. Called on experienced colleague advice with minimal disruption to other members of the team. Left the team to benefit from the following:o Ability to meet deadlines with the use of monthly task plans, financial action logs and analysis schedules; ensure important accruals/journals were submitted, and more quickly answer management queries. This led to reliable expense reporting and productive cost control discussions amongst senior management;o Improved the relevance of expense reporting by keeping approval requests out of the MDs mailbox through an updated cost approval structure, enabling invoices to be paid;o More meaningful cost reporting for finance teams across the division and management, though production of a cost allocation review prioritisation schedule to focus the team’s efforts. Show less

• Financial Planning & Analysis – Improved visibility and reduced time taken to assess product/offer viability, by creating a sophisticated cash flow model for NP Pensions with the aid of the Pricing Actuarial Team.• Planning & Forecasting - Significantly improved and lead the premium forecast and budget process within the team. Enabled 100% accurate data uploads, staff resource exceeding expectations and reduction in additional working hours, even when late changes were requested. •… Show more • Financial Planning & Analysis – Improved visibility and reduced time taken to assess product/offer viability, by creating a sophisticated cash flow model for NP Pensions with the aid of the Pricing Actuarial Team.• Planning & Forecasting - Significantly improved and lead the premium forecast and budget process within the team. Enabled 100% accurate data uploads, staff resource exceeding expectations and reduction in additional working hours, even when late changes were requested. • People Management – Recruited and inspired one member of staff. Optimised staff contribution and efficiency by setting objectives and conducting monthly reviews. Monitored and supported staff through delegated tasks. Resulted in my time being freed up to concentrate on more strategic work.• Prepared Reports, Budgets and Financial Statements for Management - Lead, coordinated & reviewed production of an exemplary KPI (Key Performance Indicator) report. Interpreted Financial Director’s vision, sourced data and wrote performance commentary. Evolved the report through divisional merger, different formats and additional contributions. • Product Unit Costs and Margins – Upheld expert reputation in reporting, analysing, forecasting & budgeting of these metrics, using self-designed spreadsheet models. Monthly report production was subsequently delegated to staff resource.• Cost Allocation - Achieved 80% of cost allocation reviews being completed, the highest of any finance team, by being responsible for coordinating cost allocation reviews amongst the team. • Repeatedly responded in a timely manner to numerous ad-hoc requests from the Finance Director & Operational Management of Retail savings, as well as line management. Show less

• Investment Appraisal - Enabled funding approval from the Executive committee for a significant project business case. Created a model indicating the effects of different changes to operational practices on product unit cost and new business margins, as well as the net present value of the initial investment. Model stood up to intense senior management challenge.• Financial Performance Analysis & Expense Control - Gained reputation as the division’s analysis expert enabling the team to… Show more • Investment Appraisal - Enabled funding approval from the Executive committee for a significant project business case. Created a model indicating the effects of different changes to operational practices on product unit cost and new business margins, as well as the net present value of the initial investment. Model stood up to intense senior management challenge.• Financial Performance Analysis & Expense Control - Gained reputation as the division’s analysis expert enabling the team to be involved in senior level decision making. Designed and built product unit costs analysis files that enabled concise identification of reasons for variance from plan/prior month. This was reported monthly and enabled targeted corrective action in a drive to meet forecast/planned unit costs.• Cost Allocation – Saved FDs time by forming & facilitating a working group with members from other finance teams to regularly review (monthly), work through & agree allocation of IT development expenditure.• People Management – Managed one member of staff – first experience. Show less

• Strategic Awareness - Enabled senior management to better understand strategic choice to triple assets under administration (AUA), by modelling scenarios looking at necessary factors including sales growth projections, policy surrender rates and impact of the equities market. • People Skills - Obtained highly useful data from teams where there was no prior relationship (and are usually reluctant to release data) that was new to senior management, enabling relevant strategic discussion… Show more • Strategic Awareness - Enabled senior management to better understand strategic choice to triple assets under administration (AUA), by modelling scenarios looking at necessary factors including sales growth projections, policy surrender rates and impact of the equities market. • People Skills - Obtained highly useful data from teams where there was no prior relationship (and are usually reluctant to release data) that was new to senior management, enabling relevant strategic discussion for forthcoming years (linked to AUA project).• Investment Appraisal - Created a profitability model and cashflow for an acquisition project. As well as liaising with various actuaries, this also stood to challenge from external auditors.• Prepared Reports for Management - Created new and regularly produced finance pages for various divisional board meetings, including a significant effort on creating, collating and accommodating late changes for Wealth Strategy Day presentation pages. Show less

• Managing Finances to Achieve Business Goals - Produced high level analysis model for senior management that showed the influence of expenditure and product market share on product new business margins. This allowed senior management to understand what levers they could use to present this performance indicator positively. • Financial Performance Analysis & Expense Control – As part of a pensions transformation project I understood cost allocations and drivers of cost attributable to… Show more • Managing Finances to Achieve Business Goals - Produced high level analysis model for senior management that showed the influence of expenditure and product market share on product new business margins. This allowed senior management to understand what levers they could use to present this performance indicator positively. • Financial Performance Analysis & Expense Control – As part of a pensions transformation project I understood cost allocations and drivers of cost attributable to Non-Profit Pensions. This formed part of regular reporting required for Pensions Transformation Board.• Unit Cost Reporting - Investigated and produced a paper on the differences of unit cost reporting between business finance and the actuarial reporting centre. Used to explain the differences to senior management between numbers reported both internally & externally. • Product New Business Margins - designed and produced monthly analysis briefing pack distributed to senior management and used to assist commentary for the Society & Group Board reports.• Assisted with the divisional annual expense forecast and next year budget process by being the finance lead for the Group Risk expenses within the division. Show less