Laura Tovar Email & Phone Number

Colombia

Colombia

Colombia

Colombia

Bogota, D.C., Capital District, Colombia

• In charge of 6 laboratory areas: strategy, sales, innovation (in charge of the incubation of digital ecosystems, corporate venturing, and innovation observatory), tuplús (Grupo Aval loyalty program), neo-business (in.
• I led the strategic planning for the digital transformation of more than 18 entities of Grupo Aval and OLCSAL (i.e.. Banco de Bogotá, Banco de Occidente, Banco AV Villas, and Banco Popular, El Tiempo, Porvenir.
• I led the sale increase compared to 2022, the accomplishment of sales budget for 2023, and structured the consultative selling methodology.
• I led the incubation of the grey economy and enterprises ecosystems (through embedded finance solutions for SME), consolidation of an ecosystem of digital ecosystems, and creation of Grupo Aval corporate venturing.
• I negotiated the acquisition of the loyalty program owned by Banco de Bogotá, Banco Popular, Banco AV Villas, and Banco de Occidente by ADL, called tuplús. I was designated as its administrative and operational head.
• I led the positioning of ADL as the largest multi-entity laboratory in the region, and built a relationship with more than 10 stakeholders in the financial and technology industry in Colombia, Latam, and the USA.

Bogota, D.C., Capital District, Colombia

• In charge of the innovation and digital transformation strategy, development of new businesses, mergers, acquisitions, and strategic alliances of Banco Credifinanciera and Credivalores (i.e. the digital transformation.
• I led the digital transformation strategy of Credivalores and Banco Credifinanciera, including the design of a digital bank for low-income segments with focus on credit cards and savings accounts.
• I led the purchase of Alpha Credit’s US$150 MM portfolio through its insolvency process in the USA.
• I contributed to increasing the portfolio of Aritmétika’s funds and Activar’s income.
• I contributed to improving the collection indicators of the bank’s payroll loan operation.

Bogotá D.C. Area, Colombia

• In charge of strategy and business development in the Colombian financial sector, strategic alliances, and management of the Colombia office
• I led the implementation and stabilization of digital banking services, issuance, and processing of debit cards to clients, such as Banco de Bogotá, Rappi, RappiPay-Davivienda, Lulo Bank, Dale, Sodexo, Banco Pichincha.
• I led the increase in sales by 30%.
• I restructured 4 of the areas and achieved efficiencies. I led the 50% growth of the operation.

Bogotá D.C. Area, Colombia

• Consultancy to national and international financial institutions, Fintechs, and companies in digital transformation processes and strategic planning, strategic alliances in the design and implementation of innovative.
• I contributed to the strategic decision-making and design of new and disruptive products offered through digital channels for +15 companies, such as Bancolombia, Sura, Davivienda, Banco de Bogotá, Global Securities.
• I influenced the creation of public policies, such as the fast track for the creation of financial entities and regulatory sandbox of the Financial Superintendence of Colombia.
• I contributed to positioning the firm within bands 1 and 2 in international rankings in less than 2 years and consolidated the Fintech practice.

Bogotá, Colombia

• Negotiation of mergers and acquisitions; advising on financial regulation, mobile banking, securities issuance, corporate financing to financial institutions, multilateral organizations, public entities, technology.
• I led the structuring of several securities issuances and incorporation of 4 private equity funds.
• I led the Latin American team in charge of the purchase of Latam operations of Royal and Sun Alliance by Suramericana. Transaction of more than US$200 MM.
• I contributed to the design of the law that created companies specialized in electronic deposits and payments.
• I helped obtain an operating license from a trade finance company in just 9 months.
• I contributed to accelerating my clients’ market entry decision processes and designing new financial products.

Bogotá, Colombia

Structuring of securities issuances, drafting of legal opinions for financial institutions on the feasibility of products and businesses.

Bogotá, Colombia

• Participation in the legal and financial structuring and implementation of the Colombian Provincial Water Plans (“Planes Departamentales de Agua or PDAs”) which were a US$74 billion investment policy implemented and.
• Structured the team of >35 officers responsible for the implementation of the PDAs.
• In charge of the Vice Ministry’s relations with government and private authorities at a national level, and with political forces at national, provincial, and municipal levels.

Bogotá, Colombia

• Advised Senator in regards to financial regulation, science, technology, and innovation, competition and internationalization of the economy. Contributed to her nomination as the Senator of the year during 2007.
• Coordinated Senator´s strategic planning group and handled private matters of the Senator, controlled of and follow-up on personal correspondence, handling of her agenda, coordination of meetings and events, management.
• In charge of legal aspects of the Office.

Master Of Business Administration, Mba

Specialist On Financial Regulation

Bachelor In Economics

Bachelor In Law (Jd Equivalent)