Laurel Porter Email & Phone Number

Hello:Let me start off by saying – I love the mortgage industry and technology!In the past, I have worked for small start-up lenders to large lenders and banks. This has afforded me the opportunity to work in varied positions within the industry and round out my expertise. The mortgage business is constantly evolving (after all-change is good!) and I embrace honing my skills.I love digging into scenarios and finding acceptable solutions.My personal and professional experiences have taught me the following: Customer Service, Customer Service, Customer Service! Clearly, Customer Service is at the top of my list and therefore I felt the need to say it 3 times. We have all had to “deliver bad news” in our careers. One can do this and still convey a positive experience for all stakeholders. I consider myself an individual that is approachable, demonstrates empathy, care and respect.Experience:FNMA, FHLMC, DE/CHUMS, VA/SAR-LAPP with single signing authority of $1,250,000Underwriting in all 50 statesRegulatory Compliance Credit Analysis and Credit RiskProperty Analysis and Property RiskFinancial AnalysisPricingAdept In:Researching organizational guidelines to determine possible overlays/interpretations of standard FHA, VA, FHLMC and FNMA criteria.Offering recommendations for restructuring of loans to meet an acceptable outcome and salable product.Collaborating with all Teams to assure SLA targets are met.Alleviating cost-to-cure expenses.Analyzing financial statements, self employed tax returns and determining liquidity either manually or using Loan Beam.Maintaining clean QC audits.If you are interested in learning more about my professional journey or simply want to start a conversation, connect with me on LinkedIn.

Listed skills include Mortgage Lending, Underwriting, Mortgage Banking, Mortgage Underwriting, and 23 others.

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  Shasta College

  Business Administration