Laurel JolliffCA License #: 0G06380Life Insurance and Health Insurance-where people don't like to go! Why really, do we want to talk about what should actually be called death insurance?? Today, there are some really exciting LIVING BENEFITS with LIFE Insurance. It could take the place o expensive Disability or Long Term Care Insurance. Really. I promise it won't be a waste of time to become a little more educated on what's out there!As far as health insurance, there's so much talk and confusion (and people pulling their hair out) about Health Insurance these days!! Affordable Care Act, Obamacare, Exchanges, being on hold for hours, etc. If you're confused and frustrated, you're not alone! I've been helping folks get through the muck of Covered California, California's version of the Affordable Care Act since it began in October 2013. Although it's not perfect yet, I can assist you with whatever you're trying to accomplish.And then there's Medicare...Have you ever tried to help a parent or grandparent choose which Medicare option to take? Not only are there SO many factors, it’s next to impossible for the average person to understand what it all means! I get great satisfaction from educating the senior (and / or their families) what their options really are, what the penalties are if they don’t choose correctly, and how to navigate this insane Medicare world.Insurance can be confusing, it doesn’t have to be.“Laurel has made my Medicare life manageable! She has answered about a thousand questions and taken "Overwhelming" out of the picture. Laurel is very informed on Medicare issues and continues guide me through the process, knowing that, although I just went through the whole process for my husband last year, I probably won't remember the details to do it for myself this year. She outlines the time frame, sends reminders, compares prices, and works in person with the critical details. Thank you for peace of mind, Laurel!” Dustyn