Stratify collection activities to maximize cash receipts.Contact customers regarding overdue accounts and determine reasons for non-payment.Issue credit hold notifications.Follow up letters to overdue accounts.Coordinate customer credit changes with the credit department.Recommend that accounts be shifted to a collection agencyProcess small claims court complaintsRecommend bad debt write-offs to the ManagementConfirmation of payments received to BDM's &… Show more Stratify collection activities to maximize cash receipts.Contact customers regarding overdue accounts and determine reasons for non-payment.Issue credit hold notifications.Follow up letters to overdue accounts.Coordinate customer credit changes with the credit department.Recommend that accounts be shifted to a collection agencyProcess small claims court complaintsRecommend bad debt write-offs to the ManagementConfirmation of payments received to BDM's & respective customersPreparing outstanding reports (basis no. of days overdue)Sending payment due report to concerned BDM'sSending reminder for payments via Navision to customersFollow up on outstanding payments (overdue) when requested by BDM'sReconciling SOA's provided by customers.Weekly payment collection call with BDM's.Projecting expected collection forecast to the Treasury.Collaborating with the Legal team to initiate legal proceeding on overdue invoices.Providing all the documents needed by Legal team & verifying them. Show less

Credit Appraisal and disbursements: Facilitating sanction by making timely disbursement and renewals and enhancement for fund and non-fund based assistance including appraisal & financial analysis, proposal preparation and documentation.Portfolio Management: Maintaining high quality of lending to ensure minimum delinquency by directing collection strategies that maximizes recoveries and overall business profitability.Credit Monitoring: Post disbursal monitoring and ensuring… Show more Credit Appraisal and disbursements: Facilitating sanction by making timely disbursement and renewals and enhancement for fund and non-fund based assistance including appraisal & financial analysis, proposal preparation and documentation.Portfolio Management: Maintaining high quality of lending to ensure minimum delinquency by directing collection strategies that maximizes recoveries and overall business profitability.Credit Monitoring: Post disbursal monitoring and ensuring regulatory compliance. Include funds monitoring, asset review, NPA control, Debt restructuring, Quarterly reviews, Monitoring Portfolio transaction and meet the customers need by assessing their funding requirement with a suitable security structure, also taking required measures to reduce delinquency and have a healthy portfolio and customer satisfaction. Show less