Layal Kabbani Email & Phone Number

Washington D.C. Metro Area

Attending Networking EventsResearching Industry LeadersTracking Industry TrendsParticipating in Industry Discussions

Fairfax, Va

Served as a Jr. underwriter for residential loans submitted to the company. Accountable for adhering to company and industry standards to give meticulous evaluation to uphold credit worthiness as well as risk assessment for the Sr Underwriter. Responsible for reviewing uploaded conditions from brokers, updating MAX los, requesting updates/corrections in AMC, and ordering MI from MI companies. Processed loans in pipeline, maintained constant communication with Broker, Broker’s processor, Account executive, and Sales coordinator with any remaining conditions or any additional conditions to clear Sr. Underwriter conditions. Reported status of loans in pipeline twice a week with Account Executive, Sales Coordinator and Team lead to project when loans will be cleared to close or any changes to closing dates. Requested initial CD and closing documents from closing department. • 2016 PACE winner for top operations performance.

Northern Va

Served as an underwriter and key decision-maker for residential loans submitted to the company. Responsible for adhering to company and industry standards to give meticulous evaluation of loan applications to determine credit worthiness and risk assessment. End decision is decided based on various factors such as organizational ability, financial capacity, and residential appraisal data.• $417K credit lending authority.

Annandale, Va

Helped guide the streamlined closing operations on loans by assisting in the daily tasks for the closing supervisor, closing team lead, and underwriting supervisor. Trained new hires on company loan closing compliance standards. Kept regular oversight of mortgage underwriting trends. Other duties included creating closing instructions , creating loan closing package, ordering wire funding, approving wires, performing policy review, and ensuring the accuracy of post-closing documentation.

Fairlakes, Va

Integral part of loan application review, ordered necessary documentation for processing, finance verification, and policy oversight. Worked as a liaison between loan officers and the processors to ensure smooth and successful loan transactions. Collaborated with appraisers on properties, appraisal requests and deadlines. Also, trained employees on proper policy processing techniques

Fairfax, Va

Junior Underwriter/Advanced Condition Specialist Ran numbers to map the closing process while analyzing credit reports, loan applications, title reports, purchase contracts, escrow instructions and key documentation while identifying possible fraud. Helped organize appraisal reports and assisted in verifying client information with banks and employers. Processed loans in pipeline, scheduled closings, and helped senior managers.• Maintained production quota while closing all loans within a timely manner.

Bachelor Of Science (Bs), Criminal Justice

Associate Of Arts (A.A.), Business Administration And Management, General

Fha/Va/De Certified Training