Real Estate professional with considerable experience. In my previous postions as a Senior Review Appraiser, I performed extensive research on local, regional and nationwide markets to assess collateral and the amount of risk for loan-making decisions. - Certified Licensed real estate appraiser in four states ( NY, CT, DE and PA), with a high premium on providing quality and detail.- Determine property values to advise on loan-to-value risk exposure- Conduct extensive research/analysis for a number of investor-client concerns- Perform in-depth appraisal “quality control” analyses via due-diligence research and narrative report writing as part of loan audits, which includes further study for marketing of foreclosure inventory (REO properties). - Ongoing consultation with staff loan officers, underwriters and management in relation to the appraisal review process, serving to reduce lender’s risks in securing mortgages. Utilize national databases & AVM models including RealQuest, SiteX, Win2, History Pro & other MLS databasesAdditional industry experience includes:- Providing advertising and public relations for the real estate industry - Real Estate sales- On-site supervision/coordination of residential construction.Specialties: Real Estate Appraiser; Appraisal Review, Specializing in property valuation, investor relations & REO valuation. FHA Certified & licensed in multiple states; Chosen to participate in critical projects involving analysis of high risk real estate markets. Participated w/ municipalities in tax certiorari & court testimony. Member of Westchester County Society of RE Appraisers & Member of National Board of Realtors.