SOMO Village is a new and different mixed-use community situated on approximately 200 acres, and located in one of the most beautiful places on earth – the wine country in southern Sonoma County.Just 40 miles north of San Francisco, and 1 mile from Sonoma State University and the Green Music Center, SOMO Village combines existing and new commercial space with innovative homes, amenities and a deep sense of community.As the first One Planet Community in North America, SOMO Village offers a locality where it is convenient for people to choose to live a healthier lifestyle within a fair share of our planet’s resources.

Owner/OperatorPurchasing, ordering and researching materials, selecting color schemes for clients, room layout, obtain building permits and schedule inspections, meet with building inspectors, subcontractor research and hiring, payroll, A/R and A/P, tax preparation for end of fiscal year.

Responsible for all day to day operations, such as: finances, AR and AP, estimates, credit accounts, vendor relations, payroll, subcontractor relationships; coordination of trade shows, travel arrangements and speaking engagements; social media and press releases; assisted in management of sales staff, and supported the CEO; and set up of a tracking system for clients to be able to notify them when a replacement of product was due.

Facilitate the submission and processing of the short sale request to the lender and to obtain a decision on the file.

• Was loan underwriter for satellite office in Petaluma, Marin and Fremont• Underwrote loans in house and outsourced to lenders• Took in loan package and ran credit, calculated income and ratios, did QC and compliance• Was responsible for locking loans for certain agents and getting pricing on all loans.• Communication with all lender reps and had sole responsibility for automated underwriting duties. • Took pride in taking loans that looked helpless and giving the agents a plan that they could present to their borrowers to make their loan work for them, or at least taking every step that I could to explain to them why it wouldn’t work out after I had exhausted all options.

• Was personal underwriter/processor/assistant to top producing loan officer in officeo Took in loan applications, ran credit, collected loan documentation, calculated income and qualified loans for approval, priced and locked loans, follow-up on conditions and borrower interaction.o Dealt with vendors for appraisals, had personal relationships with escrow offices and reps from lenderso Assisted 6 other agents on the team with loans problems and difficult to place loans, trying to find them “homes” with lenderso Managed processor for loan agent

• Same duties as afore mentioned position at Investors Trust Mortgage Corp. in Petaluma, hired as temporary replacement for underwriter on FMLA.

• Loan processor/Underwriting for lender submissionso Received loan application in handwritten form, input into Calyx Point, researched loan programs, ran scenarios, priced and locked loans, requested and processed loan conditions, opened escrow, ordered credit reports, appraisals, contacted customers when they had questions about the flow of the loan process, manually underwrote loan files prior to submission to investor, ran through automated underwriting system prior to submission to qualify loan for less documentation and approval.

• Internal Home Loan Consultanto Was hired to process loans for the first 6 months then needed something more fulfilling as a career. Was moved up to IHLC position and was solely in charge of all transferred loans to our branch from the call center, imported them, priced and locked them, full processing of file. I processed all my own loan files as well as taking all walk-ins and floor calls.

• Lock desk/Automated Underwriting Managero Generated and distributed our internal rate sheets to all branches of Investors Trust, loan set up, ran lock desk, held locks to hedge pricing, sold loans to investors, pricing for specialty products, ran automated underwriting on loans submitted to Banking Department from all other Investors Trust offices.