Lee Ann Saiz Email & Phone Number

United States

United States

Safford, Az 85546

As a Mortgage Loan Originator (MLO) I assist consumers who are seeking mortgage loans.I am Licensed to perform Residential Mortgage Loans. I assist consumers who are purchasing or refinancing a home.I use marketing and advertising techniques like telemarketing, referrals, seminars, flyers, Social Media as wellas face to face interaction, Bill Board Ads and many other techniques to locate potential borrowers.As an originator I assist the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin the loan process. A credit report is obtained and analyzed by the originator. During the mortgage loan process, as a mortgage originator I communicate with the appraiser, title officer, escrow officer, loan processor and underwriter.Additionally, the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires all mortgage loan originators to take at least 20 hours of prelicense educational courses. Which I have completed.Some of the courses include:•Mortgage principles•Mortgage loan origination•Real Estate Settlement Procedures Act (RESPA)•Homeowner's Protection Act (HPA)•Truth in Lending Act (TILA)•Privacy laws•Fair lending laws•Loan process and underwritingFederal law also includes passing the SAFE MLO test, a written examination that satisfies any state and federaltest requirements. Also as a mortgage originator I have completed the written examination prior to taking theeducational courses. In addition to the pre-license education, continuing education is also required annually.My main job duty is to solicit potential borrowers for new mortgage loans Assist borrowers every step of the way as they become home ready.

Safford, Az 85546

As a Mortgage Loan Originator (MLO) I assist consumers who are seeking mortgage loans.I am Licensed to perform Residential Mortgage Loans. I assist consumers who are purchasing or refinancing a home, or obtaining a second mortgage or home equity line of creditI use marketing and advertising techniques like telemarketing, referrals, seminars, flyers, Social Media as wellas face to face interaction, Bill Board Ads and many other techniques to locate potential borrowers.As an originator I assist the borrower in determining the proper loan program, completing the loan applicationand gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin theloan process. A credit report is obtained and analyzed by the originator. During the mortgage loan process,as a mortgage originator I communicate with the appraiser, title officer, escrow officer, loan processor andunderwriter.Additionally, the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires allmortgage loan originators to take at least 20 hours of prelicense educational courses. Which I have completed.Some of the courses include:•Mortgage principles•Mortgage loan origination•Real Estate Settlement Procedures Act (RESPA)•Homeowner's Protection Act (HPA)•Truth in Lending Act (TILA)•Privacy laws•Fair lending laws•Loan process and underwritingFederal law also includes passing the SAFE MLO test, a written examination that satisfies any state and federaltest requirements. Also as a mortgage originator I have completed the written examination prior to taking theeducational courses. In addition to the pre-license education, continuing education is also required annually.My main job duty is to solicit potential borrowers for new mortgage loans

Arizona- Clifton, Safford, Willcox, Globe, Holbrook, Kingman

Acting Agent for B&V Financial Services, and H&R Block Bank• Manage Supervise 6-8 Franchise H&R Block Tax Offices Throughout Arizona• Produce/Present/Revise as needed Company Corporate Policies and Procedures• Payroll/Quickbooks• Peoplesoft Program• Create Job Postings For Open Positions Throughout the Company• Negotiate Contracts for Commission Based Associates• Interview/Hire/Train Managers, Tax Professionals and Client Service Professionals• Document/Coach and Discharge Associates• Produce Powerpoint Presentations For Various Training Purposes• Notary Public• Obtain Yearly Continuing Education for IRS, State Tax Laws, H&R Block, B&V Financial Services, H&R BlockBank and our Financial Partners• Collaborate with Managers by Preparing Inventory/Supply Checklists- Order/Reordering For All Offices• Prepare Business and Personal Federal Tax Returns as well as Any State Qualifying Tax Returns• Promote/Offer Products and Services for B&V Financial, H&R Block, H&R Block Bank and Financial Partners• Negotiate Local Marketing Partnerships with Neighboring Business Owners• Create/Execute Marketing Plans for the Company• Negotiate Contracts for Services- Internet and Telephone• Co-Administrator of Company Website• Administrator of Voice Over IP Telephone System for All Offices• Human Resources-Coach/Document/Praise Positive and Constructive Behaviors• Payroll- Approve/Process/Payroll Taxes/FICA* Negotiate/Promote Non-Profit Services• Collaborate with Company Associates on Improving Processes For H&R Block Corporate• Devise Goals for All Franchise offices• Monitor Progress of each Office-• Loan Agent for H&R Block Bank• Assistant Business Services Representative- Bookkeeping Services• Ensure All Offices are Compliant with B&V Financial Services, H&R Block Corp. and H&R Block Bank• Monitor Competitor Marketing Strategies• Maintain Client Satisfaction Throughout the Company

Pursuing Bachelor Of Business Administration - Bba, Business Administration And Management, General

Activities and Societies: Mecha, Debate

Pursuing Bachelor Of Business Administration - Bba, Business Administration And Management, General

Activities and Societies: Debate

Bachelor Of Business Administration - Bba, Business, Management, Marketing, And Related Support Services