Preparing for the next step in life isn't always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you're simply looking for life, disability income or long term care protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.I am a registered representative of and offer securities,financial planning and investment advisory services through MML Investors Services, LLC, member SIPC, www.sipc. org. Supervisory address: Park 80 West, Plaza One, 250 Pehle Avenue Suite 405, Saddle Brook NJ 07663.I am licensed to sell insurance in: Arizona, California, Connecticut, Florida, Georgia, Maryland, Missouri, New Jersey, New York, North Carolina, Pennsylvania, Texas and Virginia and securities in: California, New Jersey, Connecticut, Florida, Pennsylvania and New York. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.CA Insurance License #0M08242Everest Financial Strategies is not a subsidiary or affiliate of MML Investors Services LLC, or its affiliated companies.