Responsible for credit decisioning criteria, loan sizing, and portfolio performance. Oversaw US launch of UK based unsecured cashflow management product built on Mastercard Rails. Designed Credit Risk strategy aimed at acquiring subprime customer base while balancing portfolio growth and credit loss rate.

Responsible for operational decisions pertaining to performing credit book and underwriting new money deals for a tech-enabled factoring company. Allocated workload, delegated responsibilities, and implemented employee development of two direct reports. Operationalized credit decisioning and drafted policies to standardize borrower analysis. Managed performing credit book through Article 9 foreclosure and acquisition.

Responsible for investment, portfolio management, and operational decisions for credit fund focused on FinTech and private debt. Approved whole-loan purchases from FinTech platforms, monitored and approved collateral to support lines of credit, and reported on portfolio performance to capital partners. Performed operational due diligence on prospective loan platforms and existing relationships. Ensured asset allocation was complaint with fund governance documents. Oversaw marketing and bid… Show more Responsible for investment, portfolio management, and operational decisions for credit fund focused on FinTech and private debt. Approved whole-loan purchases from FinTech platforms, monitored and approved collateral to support lines of credit, and reported on portfolio performance to capital partners. Performed operational due diligence on prospective loan platforms and existing relationships. Ensured asset allocation was complaint with fund governance documents. Oversaw marketing and bid process during portfolio wind-down. Show less

Responsible for building operational and servicing processes for venture capital backed marketplace lender. Selected and managed relationships with anti-fraud and consumer credit bureau vendors. Served in a cross-functional capacity with internal departments and external capital partners.

Responsible for managing loan portfolio and structuring new money loans for commercial, industrial, governmental, and non-profit entities. Monitored financial covenant compliance and performed financial analysis in order to make sound lending decisions. Performed industry analysis to benchmark portfolio companies against their peers.