• Deputize the role of the Head of DCMO during the period of mid-Mar 2022 to mid-Jan 2023 to oversee and execute DCMO strategies to achieve business results• Act as a core member to setup a brand new structured finance book for supporting alternative funding need of the bank clients, i.e. private bond issuance of the bank customers• Solicit business and work closely with Global Banking and Commercial Banking relationship teams to drive business pipelines• Lead junior client facing colleagues to deliver high standard of business origination functions• Take ownership on the operational, compliance, and other risks in the daily business operations• Maintain close collaboration relationship with business counterparts• Enrich DCMO capabilities and uplift the Bank’s product capabilities in the long runAchievement• Have done 15 private placement deals with issued amount over HKD 5 billion in 2022• Income on bond fee has 20% growth in 2022• Massively expand the exposure of financial institutions segment• The new structured finance book has been successfully setup in Q2 2022

• Lead and develop the newly implemented investment consulting team to be a powerful and professional crew to drive the investment business in corporate client segment • Interact with corporate wealth sales team to provide professional investment solutions to High-Net-Worth clients• Summarize and analyze various investment and market information, with particular focus on fixed-income and equity• Interact with various product teams, advisory teams and external parties to keep abreast of latest market trend• Assess the suitability of various investment products to support sales team to meet customer needs• Drive sales team to achieve team target• Developed trading strategies, analysis and long range guidance while examining potential risk.• Coach and train junior and new joined salesAchievement• Total bond portfolio size had 20% year on year growth in the period, while the bond transaction volume has 100% growth in 3-year time.• Actively involved in the bond new issuance market with over 300% growth in turnover in 3-year time • Strongly promoted the US stock market to the clients with over 1,000% growth in transaction volume during the period• Successfully arranged a private placement bond for the corporate clients exclusively

• Managed the bank’s trading book with US 380 million of proprietary capital • Actively traded US Treasury and Asian name USD credits through both OTC and electronic platform• Invested in onshore debt securities within limit in order to enhance trading and interest income on CNY• Collaborated with team members to provide expert analysis of market conditions to management• Utilized qualitative and quantitative methodologies to track performance, remediate problems and to ensure both personal and organizational goals were realized• Developed trading strategies, analysis and long range guidance while examining potential risk.• Fully supported the bank’s DCM new issues business• Liaised with colleagues from marketing team on swap business• Supervised and trained one junior trader, which entailed evaluation and risk management• Gained working knowledge of Bloomberg, Kondor + and WINDAchievement• Trade profit exceeded the assigned target with more than 5% (HK$500k) for 2016 and more than 10% (HK$3 million) for 2017• Took a leading role for new products innovation and enhancement on the desk mandate and workflow in order to meet the latest compliance requirement• 1 new product was successfully launched• Successfully enrolled in the BOND CONNECT

• Worked along with the team to price and execute FX and interest rate structured products with corporate customers in order to achieve the sales targets• Proactively provided up-to-date market information and trading strategies to customers and Relationship Managers• Assisted Treasury Marketing Head in business planning, budget preparation and reporting• Coached and trained the junior treasury marketing sales on both the product knowledge and customer negotiation skillsAchievement• Sales revenue exceeded the assigned target with more than 10% (HK$2 million) for2014 and more than 15% (HK$4.5 million) for 2015• Took a leading role on new product innovation with different internal departments

• Won the secondment opportunity to this new unit to pioneer the Bond business in Retail Branch network by providing dedicated bond service to Top-tier Relationship Managers and their selected high net worth customers• Worked as the business manager to optimize the communication among different internal parties including the Retail Network, Product Team, Compliance Department and Treasury Department in relations in the product development, sales and settlement process• Provided market update and training on Bond related knowledge for both Top- tier Relationship Managers as well as those High network customers who are in needs Achievement• Took a key role on boosting the business turnover amount with 5 times growth at the end of the secondment period

• Joined the Bank as the Treasury and Product Specialist to lead and assist the Branch Sales of the Cluster Branches to achieve the assigned Branch and Individual FX related Sales Target.• The Cluster Branches include Cityplaza Branch, Causeway Bay Branch, Convention Plaza Branch and Shaukeiwan Branch• Drove the sales of wealth management products through Branches including FX and FX derivative structures, structured products, and ensure sales targets are achieved• Provided market analysis and initiate sales focus according to the house view, market environment and individual customer requirements to facilitate investment and financial planning.• Sat in sales meetings with customers to provide professional guidance and ensure the sales process was handled properly according to the Bank’s standard• Organized and coordinated sales events for both internal staff and external customers• Trained and coached support staff to deepen product knowledge and improve sales performanceAchievement• Sales revenue exceeded the assigned target at least 15% every quarter• Lead my cluster branches to be ranked the top 20%

• Worked as one of the FX Trading team members to develop and cross the FX products to meet the customer's needs• Solicited / developed / cultivated a portfolio of high net worth customers who have the appetite to invest in FX products • Proactively provided professional financial information and advice to the customers under the managed portfolio from time to time• Worked closely with the individual FX Dealer to develop the FX products to meet the customer's needs• Monitored the customer's financial position from time to time in order to protect the Bank's interest ·• Coached and assisted the junior Treasury Advisors of the team to negotiate with their customers in order to identify the needs and the appropriate products mix• Provided all round banking services to the clients at the highest professional standardAchievement • Fee income revenue exceeded the assigned target with more than HK$500k for 2010 and more than HKD $650k for 2011• Took an essential role in the project of selling process enhancement with thecompliance department in order to fulfil the latest regulatory requirement of both Hong Kong and Singapore regulatory entities