Established EPC companyLaunched Solar energy activities in Georgia Created processes Recruited employeesAcquired first clients

Launched Operational leasing product for legal entities Launched new used car leasing product STARTO for Individuals Doubled new car sales and enlarged sales channels

• Define the methods of sales and the channels of sales• Define the policy of stock management• Ratify the fixing of prices• Attribute or control the process of attribution of the vehicles• Define and manage the supplier policy related to the Remarketing business activities• Organize the management of the client portfolio as well as marketing research• Monitor the application of the procedures and take part in the budget preparation

● Credit assessment and financial analysis for new and existing clients. Preparing presentations to International Credit Committees.● Preparing the Credit quarterly review for the board of directors.● Setting up sustainable methodology to give ratings to customers.● Writing credit procedures.● providing format to sales department to get easier the credit risk assessment.● Making some studies upon Managers requests

● Creation and implementation new lending policies●Revision of credit expert’s loan conclusions● Optimization of division’s operational activities● Management of current daily activities

● Consulting Partner Banks in the implementation loan operations according requirements to micro and small business ● Realizing analyses for improvement structure of micro and small credit operations● Selection and training of loan officers in the Partner Banks● Control on the adequate level of credit analysis and guarantee of high quality service in Partner banks● Participation on credit committees

●Initiated a new lending policy and procedures for SME businesses● Maintained loans for Micro and Small businesses● Controlled and monitored loan portfolio, ● Managed the recruiting processes of staff● Created future development lending policies and strategies● Implemented and maintained systems of internal control ● Created new department for planning and risk controlling● Organized seminars and trainings for employees