As one of board member of Finance Services Sector, provided investment decisions for all investment deals. As board member and operation partner, involved in portfolio companies' decisions about M&A, financing, fund raising and asset allocations.

As Lead of risk management team, managing the entire Credit Cycle for credit products(20 Billions CNY portfolio and 800MM CNY monthly new origination). Built business analyst/Data science/Modeler teams and developed risk management decision engine system for Startup company. As business head, launched small business lending & consumer credit product line, “RenMai” （https://www.renmaitech.com）in different business channels. New product served over 200K customers in 1 year.

Develop risk policy and new expansion initiatives for $7.5 Billion BestBuy Private Label Cards Portfolio

Working in underwriting team of discover personal loan. *Acquisition strategy, policy and analytics *Portfolio risk management and diagnostics

Used statistical models and quantitative analysis methods to optimize customer contact channels, including direct mails, statements, reissue letters, call centers and internet.

Data management using SQL in Oracle, Analyzing B2C and B2B data, using SAS to do customer segmentation and predictive model.