Leonardo Ramirez Email & Phone Number

Fort Lauderdale, Fl, Us

Broward County

Supervising a staff of fifteen employees•Providing and interpreting financial information with credit reports•Monitoring and interpreting debt to income•Analyzing ratios for DTI to meet banks requirements•Developing financial relationship with underwriters on a daily basis•Generating applications with customer’s information to provide to lenders•Maintaining a excel spread sheet log to monitor F&I numbers•Organization of deal jackets after deal has been closed to send… Show more Supervising a staff of fifteen employees•Providing and interpreting financial information with credit reports•Monitoring and interpreting debt to income•Analyzing ratios for DTI to meet banks requirements•Developing financial relationship with underwriters on a daily basis•Generating applications with customer’s information to provide to lenders•Maintaining a excel spread sheet log to monitor F&I numbers•Organization of deal jackets after deal has been closed to send to lenders for funding•Daily updates with lenders for funding •Producing accurate financial reports to specific deadlines•Keeping of changes in financial regulations and legislation. Show less

Opening and closing Supervisor •Daily volt counting and weekly auditing on employees drawers•Ability in understanding and providing overrides on daily banking activities •Sell retail banking products and services to customers and prospects•Ability to bring affluent business prospects •Manage customer relationships and cross-sell bank products and services•Develop and maintain relationships with TD Bank partners to maximize sales opportunities and achieve minimum… Show more Opening and closing Supervisor •Daily volt counting and weekly auditing on employees drawers•Ability in understanding and providing overrides on daily banking activities •Sell retail banking products and services to customers and prospects•Ability to bring affluent business prospects •Manage customer relationships and cross-sell bank products and services•Develop and maintain relationships with TD Bank partners to maximize sales opportunities and achieve minimum sales standards •Identify cross sell opportunities and make outbound sales calls Show less

Sell retail banking products and services to customers and prospects•Manage customer relationships and cross-sell bank products and services•Develop and maintain relationships with Wells Fargo partners to maximize sales opportunities and achieve minimum sales standards•Identify cross sell opportunities and make outbound sales calls•Daily volt counting and weekly auditing on employees drawers•Provides superior client service through listening to clients, anticipating their… Show more Sell retail banking products and services to customers and prospects•Manage customer relationships and cross-sell bank products and services•Develop and maintain relationships with Wells Fargo partners to maximize sales opportunities and achieve minimum sales standards•Identify cross sell opportunities and make outbound sales calls•Daily volt counting and weekly auditing on employees drawers•Provides superior client service through listening to clients, anticipating their needs, and recommending financial services.•Supports the goals of the branch through effective teamwork and communication•Assist with routine teller audits, train new teammates, assist Branch Manager, etc.•Advanced knowledge and ability in servicing and selling personal and business products and services.•Achieve expansion and retention goals for key branch relationships and house accounts. Show less

Underwriter for Mortgages, Personal loans and lines of credit•Refinanced mortgages, issued secured and unsecured personal loans•Supervise staff, trained new branch employees and assisted Branch Manager•Sold financial products and services such as insurance and credit cards•Provided managerial approval on branch secured and unsecured loans•Collected on current and past due accounts•Served legal action on delinquent accounts and processed insurance claims•Minimize loan… Show more Underwriter for Mortgages, Personal loans and lines of credit•Refinanced mortgages, issued secured and unsecured personal loans•Supervise staff, trained new branch employees and assisted Branch Manager•Sold financial products and services such as insurance and credit cards•Provided managerial approval on branch secured and unsecured loans•Collected on current and past due accounts•Served legal action on delinquent accounts and processed insurance claims•Minimize loan losses by helping clients meet their loan obligations through loan modifications and adjustment of terms•Locate clients through client references and online tools•Attend court for legal action taken and mediation experience•Assist in 20 million dollar operation•Consistently meet and exceed 100% of monthly sales goal•Handle all insurance claims for branch operations to optimize budget•Sales Management obtaining goals and achieving results•Retains coaches employees daily to improve obstacle goals•Manage branch delinquency control activities while minimizing losses•Produce new and repeat business from internal/external sources Show less